About: Health insurance in the United States

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Health insurance in the United States is any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage", and "health benefits".In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, w

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rdf:type	Thing
rdfs:label	Health insurance in the United States (en) 美國醫療保險 (zh)
rdfs:comment	Health insurance in the United States is any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage", and "health benefits".In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, w (en) 美國醫療保險（英語：Health insurance in the United States）討論的是美國任何可協助支付醫療費用的保險計劃，無論是從私人保險公司購買的保險、或是社會保險，還是由政府資助的社會福利。同義的名詞還有"醫療覆蓋"、"醫療衛生覆蓋"、和"醫療福利"。從更專業的角度講，"醫療保險"這個名詞是用來描述任何形式，可對醫療服務費用提供保障的保險。這種用法包括私人保險計劃，和諸如聯邦醫療保險（Medicare）之類的社會保險計劃，Medicare的功能在匯集資源，並把與醫療費用相關的財務風險分散到整個人群，讓受到覆蓋的人都受到保護，另外還有聯邦醫療補助（Medicaid）和（CHIP）之類的社會福利計劃，這兩種計劃均為無力負擔醫療費用的人們提供協助。除了為醫療費用提供保險之外，"醫療保險"還可指涵蓋殘疾者的（）或長期護理（長期照顧保險），或日常生活照顧的保險（custodial care）。不同的醫療保險所提供的財務保護級別不同，承保範圍有很大差異，截至2007年，超過40％的美國受保人表示他們手上的計劃不能充分滿足他們需求。 (zh)
rdfs:seeAlso	The United States Health care prices History of insurance
foaf:depiction
dcterms:subject	Articles containing video clips Medicare and Medicaid (United States) Health insurance in the United States
Wikipage page ID	15343730 (xsd:integer)
Wikipage revision ID	1122486780 (xsd:integer)
Link from a Wikipage to another Wikipage	Cafeteria plan Capitation (healthcare) American Journal of Public Health Pre-existing condition San Mateo, California Monopsony Single-payer healthcare Patient education Baylor University Medical Center Bill Clinton Humana Johns Hopkins Hospital Renal disease Richard M. Nixon Charity care UnitedHealth Group United States United States Census Bureau United States Chamber of Commerce United States Department of Defense United States Department of Justice United States Department of Labor Universal health care Veterans Health Administration Deductible Indemnity Independent practice association Insurance List of healthcare reform advocacy groups in the United States Presidency of Franklin D. Roosevelt Articles containing video clips Congressional Budget Office Consolidated Omnibus Budget Reconciliation Act of 1985 Massachusetts health care reform Medicaid estate recovery Medicare (United States) Medicare Prescription Drug, Improvement, and Modernization Act Children's Health Insurance Program National War Labor Board (1942–1945) National Governors' Association Cigna Employee Benefit Research Institute End-stage renal disease Copayment The New York Times Office of Personnel Management TRICARE Anthem (company) Los Angeles Times Lyndon B. Johnson California Department of Managed Health Care Sicko Employee benefit Employee benefits Fee-for-service Fringe benefits Point of service plan Preferred provider organization Medi-Cal Medicaid Medical underwriting Medicare Advantage Medicare Part D RAND Health Insurance Experiment Active duty Centers for Medicare and Medicaid Services U.S. state Welfare Case management (USA health system) Health care finance in the United States Health care prices in the United States Health care reform Health economics Health insurance costs in the United States Health insurance coverage in the United States Health maintenance organization Healthcare reform in the United States ALS Medicare and Medicaid (United States) Aetna Affordable Care Act America's Health Insurance Plans American Enterprise Institute American Hospital Association American Medical Association

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