All loans in Islam are interest free. Qardh al-hasan (Arabic: قرض الحسن, transl. benevolent lending) is the one which is without a collateral. However some Ulama deem it a form of interest-free loan (fungible, marketable wealth) that is extended by a lender to a borrower on the basis of benevolence (ihsan). Al-qardh, from a shari’a point of view, is a non commutative contract, as it involves a facility granted only for the sake of tabarru’ (donation). Therefore, al-qardh al-hasan is a gratuitous loan extended to people in need, for a specified period of time. At the end of that period, the face value of the loan (asl al-qardh) is to be paid off. In other words, shari’a prohibits the stipulation of an excess for the lender, as it amounts to riba, whether the excess is expressed in terms of
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| rdfs:label
| - قرض حسن (ar)
- Qard al-Hasan (it)
- Qard al-Hasan (en)
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| - القرض الحسن هو القرض المالي بدون أي بنكية.. شروط القرض الحسن : يجوز تحديد الأجل في القرض ويلزم الشرط (قول المالكية) واستدلوا بقوله تعالى (يا أيها الذين آمنوا إذا تداينتم بدين إلى أجل مسمى فاكتبوه) البقرة 282 . (ar)
- All loans in Islam are interest free. Qardh al-hasan (Arabic: قرض الحسن, transl. benevolent lending) is the one which is without a collateral. However some Ulama deem it a form of interest-free loan (fungible, marketable wealth) that is extended by a lender to a borrower on the basis of benevolence (ihsan). Al-qardh, from a shari’a point of view, is a non commutative contract, as it involves a facility granted only for the sake of tabarru’ (donation). Therefore, al-qardh al-hasan is a gratuitous loan extended to people in need, for a specified period of time. At the end of that period, the face value of the loan (asl al-qardh) is to be paid off. In other words, shari’a prohibits the stipulation of an excess for the lender, as it amounts to riba, whether the excess is expressed in terms of (en)
- Qardh al-Hasan (in arabo: قرض الحسن , trad. prestito benevolo) è una forma di prestito senza interessi (ricchezza fungibile e negoziabile) che viene estesa da un prestatore a un mutuatario sulla base della benevolenza (ihsan). Al-qardh, dal punto di vista della Shari'a, è un contratto non commutativo, in quanto comporta una struttura concessa solo per motivi di tabarru' (donazione). Pertanto, al-qardh al-hasan è un prestito gratuito esteso alle persone bisognose, per un determinato periodo di tempo. Alla fine di quel periodo, il valore nominale del prestito (asl al-qardh) deve essere pagato. In altre parole, la Shari'a vieta la stipula di un eccesso per il creditore, in quanto equivale a riba, indipendentemente dal fatto che l'eccedenza sia espressa in termini di qualità o quantità o che (it)
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| - القرض الحسن هو القرض المالي بدون أي بنكية.. شروط القرض الحسن : يجوز تحديد الأجل في القرض ويلزم الشرط (قول المالكية) واستدلوا بقوله تعالى (يا أيها الذين آمنوا إذا تداينتم بدين إلى أجل مسمى فاكتبوه) البقرة 282 . (ar)
- All loans in Islam are interest free. Qardh al-hasan (Arabic: قرض الحسن, transl. benevolent lending) is the one which is without a collateral. However some Ulama deem it a form of interest-free loan (fungible, marketable wealth) that is extended by a lender to a borrower on the basis of benevolence (ihsan). Al-qardh, from a shari’a point of view, is a non commutative contract, as it involves a facility granted only for the sake of tabarru’ (donation). Therefore, al-qardh al-hasan is a gratuitous loan extended to people in need, for a specified period of time. At the end of that period, the face value of the loan (asl al-qardh) is to be paid off. In other words, shari’a prohibits the stipulation of an excess for the lender, as it amounts to riba, whether the excess is expressed in terms of quality or quantity, or whether it is a tangible item or a benefit. However, it is permitted that the repayment of qardh (loan extinguishing) is made with an excess (tangible item, benefit, service, etc.), provided that such an excess is neither expressly stipulated nor implicitly pre-arranged (through collusion or tawatu’) in the contract of loan. (en)
- Qardh al-Hasan (in arabo: قرض الحسن , trad. prestito benevolo) è una forma di prestito senza interessi (ricchezza fungibile e negoziabile) che viene estesa da un prestatore a un mutuatario sulla base della benevolenza (ihsan). Al-qardh, dal punto di vista della Shari'a, è un contratto non commutativo, in quanto comporta una struttura concessa solo per motivi di tabarru' (donazione). Pertanto, al-qardh al-hasan è un prestito gratuito esteso alle persone bisognose, per un determinato periodo di tempo. Alla fine di quel periodo, il valore nominale del prestito (asl al-qardh) deve essere pagato. In altre parole, la Shari'a vieta la stipula di un eccesso per il creditore, in quanto equivale a riba, indipendentemente dal fatto che l'eccedenza sia espressa in termini di qualità o quantità o che si tratti di un elemento tangibile o di un vantaggio. Tuttavia, è consentito che il rimborso del qardh (estinzione del prestito) venga effettuato con un eccesso (voce materiale, beneficio, servizio, ecc.), a condizione che tale eccesso non sia né espressamente previsto né implicitamente predisposto (attraverso collusione o tawatu') nel contratto di prestito. (it)
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