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The Heart of England Building Society was a 1974 amalgamation of local building societies: the Warwick and Warwickshire; the Rugby; and the Walsall. Their only common feature was that they had remained very small for a century before beginning a limited expansion in the 1960s. However, the Heart of England grew to be the 25th largest society by 1993 when it was acquired by the Cheltenham and Gloucester Building Society.
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