Haines House Haulage Co Ltd v Gamble [1989] 3 NZLR 221 is an often cited case in New Zealand, where a creditor banked a cheque tendered as "full and final settlement" of an account and was later unsuccessful at claiming the balance from the debtor. Its legal significance is that where a creditor banks a debtors cheque for a lesser amount and wants to still claim the balance from the debtor, they must notify the debtor within 10 days that the banked cheque was not accepted as full settlement.
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