The Capital Access for Small Community Financial Institutions Act (H.R. 1862) is a bill introduced in the U.S. Congress that would enable credit unions that are privately insured to become members in the Federal Home Loan Bank (FHLB) system. In March 2014, the bill was approved by the House Financial Services Committee by a unanimous vote of 55-0. The legislation amends parts of the Federal Home Loan Bank Act. Under current U.S. law, only credit unions that are federally insured can join the FHLB system.
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