. 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"\u0634\u0647\u0627\u062F\u0629 \u0627\u0644\u0625\u064A\u062F\u0627\u0639 \u0647\u064A \u0648\u062F\u064A\u0639\u0629 \u0644\u0622\u062C\u0644\u060C \u0648\u0647\u064A \u0645\u0646\u062A\u062C \u0645\u0627\u0644\u064A \u062A\u064F\u0628\u0627\u0639 \u0639\u0627\u062F\u0629\u064B \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0645\u0624\u0633\u0633\u0627\u062A \u0627\u0644\u062A\u0648\u0641\u064A\u0631 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062A \u0627\u0644\u0627\u0626\u062A\u0645\u0627\u0646\u064A\u0629. \u062A\u062E\u062A\u0644\u0641 \u0634\u0647\u0627\u062F\u0629 \u0627\u0644\u0625\u064A\u062F\u0627\u0639 \u0639\u0646 \u062D\u0633\u0627\u0628\u0627\u062A \u0627\u0644\u062A\u0648\u0641\u064A\u0631 \u0641\u064A \u0623\u0646 \u0634\u0647\u0627\u062F\u0629 \u0627\u0644\u0625\u064A\u062F\u0627\u0639 \u0644\u0647\u0627 \u0645\u062F\u0629 \u0645\u062D\u062F\u062F\u0629 \u0648\u062B\u0627\u0628\u062A\u0629 (\u063A\u0627\u0644\u0628\u064B\u0627 \u0634\u0647\u0631 \u0648\u0627\u062D\u062F \u0623\u0648 \u062B\u0644\u0627\u062B\u0629 \u0623\u0648 \u0633\u062A\u0629 \u0623\u0634\u0647\u0631 \u0623\u0648 \u0645\u0646 \u0633\u0646\u0629 \u0625\u0644\u0649 \u062E\u0645\u0633 \u0633\u0646\u0648\u0627\u062A) \u0648\u0639\u0627\u062F\u0629 \u0645\u0627 \u064A\u0643\u0648\u0646 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062F\u0629 \u062B\u0627\u0628\u062A\u064B\u0627. \u064A\u062A\u0648\u0642\u0639 \u0627\u0644\u0628\u0646\u0643 \u0623\u0646 \u064A\u062A\u0645 \u0627\u0644\u0627\u062D\u062A\u0641\u0627\u0638 \u0628\u0634\u0647\u0627\u062F\u0629 \u0627\u0644\u0625\u064A\u062F\u0627\u0639 \u062D\u062A\u0649 \u062A\u0627\u0631\u064A\u062E \u0627\u0644\u0627\u0633\u062A\u062D\u0642\u0627\u0642\u060C \u0648\u0641\u064A \u0630\u0644\u0643 \u0627\u0644\u0648\u0642\u062A \u064A\u0645\u0643\u0646 \u0633\u062D\u0628\u0647\u0627 \u0648\u062F\u0641\u0639 \u0627\u0644\u0641\u0627\u0626\u062F\u0629."@ar . "Gordailu-ziurtagiria paperezko inprimaki txiki bat da, bankuko bezero batek banku-kontu batean funtsak uzten dituenean sartzen duena. Gordailu-ziurtagiri batek, definizioz, data, gordailugilearen izena, gordailugilearen eta gordailatzen diren kopuruak jasotzen ditu."@eu . . . "Certyfikat depozytowy \u2013 zbywalny papier warto\u015Bciowy emitowany przez bank w celu zgromadzenia \u015Brodk\u00F3w pieni\u0119\u017Cnych, za\u015Bwiadczaj\u0105cy zdeponowanie przez okaziciela certyfikatu depozytowego w banku okre\u015Blonej kwoty \u015Brodk\u00F3w na okre\u015Blony czas, po up\u0142ywie kt\u00F3rego bank emitent zobowi\u0105zany jest do zwrotu tej kwoty wraz z okre\u015Blonymi odsetkami. Emitowane s\u0105 one zazwyczaj w zaokr\u0105glonych i du\u017Cych kwotach, np. 100 000 \u20AC. Ich oprocentowanie jest wy\u017Csze ni\u017C niekt\u00F3rych papier\u00F3w warto\u015Bciowych oraz mog\u0105 by\u0107 zbywane na rynku wt\u00F3rnym przed terminem wykupu, co sprawia, \u017Ce s\u0105 ch\u0119tnie nabywane przez przedsi\u0119biorstwa."@pl . . . . . "\uC591\uB3C4\uC131\uC608\uAE08\uC99D\uC11C(\u8B93\u6E21\u6027\u9810\u91D1\u8B49\u66F8, \uC601\uC5B4: certificate of deposit, CD)\uB294 \uC81C3\uC790\uC5D0\uAC8C \uC591\uB3C4\uAC00 \uAC00\uB2A5\uD55C \uC815\uAE30\uC608\uAE08\uC99D\uC11C\uB97C \uB9D0\uD55C\uB2E4. \uAE30\uAC04\uC740 30\uC77C \uC774\uC0C1\uC73C\uB85C 1\uB144\uC774 \uB118\uB294 \uAC83\uB3C4 \uC788\uC73C\uB098 \uB300\uAC1C\uB294 90\u223C180\uC77C\uC774\uB2E4."@ko . . . . . . . . "Ett certifikat \u00E4r ett finansiellt instrument f\u00F6r handel p\u00E5 penningmarknaden. Ett certifikat \u00E4r ett skuldebrev av samma typ som en statsskuldv\u00E4xel, fast emittenten \u00E4r exempelvis en bank eller ett f\u00F6retag. Certifikat eller (engelska: Exchange traded certificate, ETC) kallas ocks\u00E5 en kategori av strukturerade produkter, ofta utan kapitalskydd, som till stora delar liknar b\u00F6rshandlade fonder, men d\u00E4r det underliggande v\u00E4rdet ofta avser r\u00E5varor eller valutor ist\u00E4llet f\u00F6r aktier. Priset p\u00E5 en ETC avses avspegla v\u00E4rdet av en viss r\u00E5vara eller valuta. Det marknadsf\u00F6rs \u00E4ven produkter med h\u00E4vst\u00E5ng, vars v\u00E4rde \u00F6kar snabbare \u00E4n det underliggande v\u00E4rdet. Det finns \u00E4ven s\u00E5 kallade korta produkter, som stiger p\u00E5 en fallande marknad och tv\u00E4rtom. Produkten garanteras av emittenten, d\u00E4rf\u00F6r finns det ut\u00F6ver marknadsrisken \u00E4ven en risk i att emittenten kan bli insolvent."@sv . . "\uC591\uB3C4\uC131\uC608\uAE08\uC99D\uC11C(\u8B93\u6E21\u6027\u9810\u91D1\u8B49\u66F8, \uC601\uC5B4: certificate of deposit, CD)\uB294 \uC81C3\uC790\uC5D0\uAC8C \uC591\uB3C4\uAC00 \uAC00\uB2A5\uD55C \uC815\uAE30\uC608\uAE08\uC99D\uC11C\uB97C \uB9D0\uD55C\uB2E4. \uAE30\uAC04\uC740 30\uC77C \uC774\uC0C1\uC73C\uB85C 1\uB144\uC774 \uB118\uB294 \uAC83\uB3C4 \uC788\uC73C\uB098 \uB300\uAC1C\uB294 90\u223C180\uC77C\uC774\uB2E4."@ko . . . "644912"^^ . . . . . . . . . "El Certificado de Dep\u00F3sito, conocido o identificado como CD o CeDe, es un documento financiero que acredita la propiedad de mercanc\u00EDas o bienes depositados en el almac\u00E9n que lo emite. Con base a la ley de Instituciones de Cr\u00E9dito, las instituciones bancarias en M\u00E9xico y los Almacenes Generales de Dep\u00F3sito registrados y auditados por la Comisi\u00F3n Nacional Bancaria y de Valores est\u00E1n autorizados para expedir estos t\u00EDtulos.\u200B Las constancias, recibos o certificados que otras personas o instituciones expidan para acreditar el dep\u00F3sito de bienes o mercanc\u00EDas, no producir\u00E1n efectos como t\u00EDtulos de cr\u00E9dito. Este documento puede ser transmitido por v\u00EDa endoso, y otorga al tenedor del mismo derechos sobre la mercanc\u00EDa que ampara el documento."@es . "Sertifikat deposito"@in . . "\uC591\uB3C4\uC131\uC608\uAE08\uC99D\uC11C"@ko . . . . . . . . . . . . "Depozitn\u00ED certifik\u00E1t (\u0159id\u010Deji certifik\u00E1t o vkladu) je obliga\u010Dn\u00ED, \u010Dasov\u011B omezen\u00FD cenn\u00FD pap\u00EDr, jeho\u017E emitentem je finan\u010Dn\u00ED instituce, nej\u010Dast\u011Bji banka, a dr\u017Eitelem jej\u00ED klient."@cs . "Gordailu-ziurtagiri"@eu . "19200"^^ . "\u5927\u989D\u5B58\u5355\uFF08certificates of deposit\uFF0CCDs\uFF09\uFF0C\u5373\u5B58\u6B3E\u8B49\u66F8\u3001\u5B58\u6B3E\u51ED\u8BC1\u3001\u5B58\u6B3E\u55AE\uFF0C\u662F\u5546\u4E1A\u9280\u884C\u5B9A\u671F\u5B58\u6B3E\u7684\u4E00\u7A2E\uFF0C\u901A\u5E38\u7531\u9280\u884C\u53CA\u5B58\u6B3E\u6A5F\u69CB\u6240\u767C\u884C\u7684\u8CA1\u52D9\u7522\u54C1\u3002\u5B58\u6B3E\u8B49\u66F8\u8207\u4E00\u822C\u7684\u6D3B\u671F\u5B58\u6B3E\u540C\u6A23\u662F\u53D7\u5230\u4FDD\u969C\u548C\u5E7E\u4E4E\u6C92\u6709\u98A8\u96AA\uFF0C\u4E0D\u540C\u4E4B\u8655\u5728\u65BC\u5927\u989D\u5B58\u5355\u671F\u9650\u4E0D\u4F4E\u4E8E7\u5929\uFF0C\u91D1\u989D\u4E3A\u6574\u6570\uFF0C\u901A\u5E38\u5728\u5230\u671F\u4E4B\u524D\u53EF\u4EE5\u8F6C\u8BA9\u3002"@zh . . . "Les certificats de d\u00E9p\u00F4t sont des titres de cr\u00E9ance n\u00E9gociables cr\u00E9\u00E9s en 1985 en France, \u00E9mis par les \u00E9tablissements de cr\u00E9dit pouvant recevoir des fonds \u00E0 vue ou \u00E0 moins de deux ans du terme. Destin\u00E9s avant tout aux professionnels des march\u00E9s financiers, ils ont une contre-valeur minimale de 150 000 euros et une dur\u00E9e de vie \u00E0 l'\u00E9mission comprise entre 1 jour et 1 an (le plus souvent, ces certificats pr\u00E9sentent des \u00E9ch\u00E9ances inf\u00E9rieures \u00E0 trois mois). Le programme d'\u00E9mission doit faire l'objet d'un accord pr\u00E9alable de la Banque de France. L'annonce de la cr\u00E9ation du certificat de d\u00E9p\u00F4t par le ministre de l\u2019\u00E9conomie et des finances Pierre B\u00E9r\u00E9govoy a eu lieu le 5 d\u00E9cembre 1984, et elle a provoqu\u00E9 le lendemain matin une sorte de \"mini-krach\" sur le march\u00E9 obligataire de la bourse de Paris."@fr . . . . "\u0634\u0647\u0627\u062F\u0629 \u0625\u064A\u062F\u0627\u0639"@ar . "Certificati di deposito"@it . "Certificado de dep\u00F3sito banc\u00E1rio"@pt . . . . "Certyfikat depozytowy \u2013 zbywalny papier warto\u015Bciowy emitowany przez bank w celu zgromadzenia \u015Brodk\u00F3w pieni\u0119\u017Cnych, za\u015Bwiadczaj\u0105cy zdeponowanie przez okaziciela certyfikatu depozytowego w banku okre\u015Blonej kwoty \u015Brodk\u00F3w na okre\u015Blony czas, po up\u0142ywie kt\u00F3rego bank emitent zobowi\u0105zany jest do zwrotu tej kwoty wraz z okre\u015Blonymi odsetkami. W Polsce zasady emisji certyfikat\u00F3w depozytowych zapisane zosta\u0142y w Art. 89\u201392 Prawa bankowego, gdzie certyfikat depozytowy okre\u015Blony zosta\u0142 jako bankowy papier warto\u015Bciowy s\u0142u\u017C\u0105cy gromadzeniu przez banki \u015Brodk\u00F3w pieni\u0119\u017Cnych w z\u0142otych lub w innej walucie wymienialnej. Certyfikaty depozytowe emitowane przez banki komercyjne i banki sp\u00F3\u0142dzielcze zar\u00F3wno jako instrumenty kr\u00F3tkoterminowe (z okresem wykupu do 1 roku), jak i d\u0142ugoterminowe (o okresie wykupu do 5 lat) mog\u0105 przyjmowa\u0107 posta\u0107 materialn\u0105 jak i zdematerializowan\u0105. Sprzeda\u017C certyfikat\u00F3w depozytowych na rynku pierwotnym prowadzona jest na og\u00F3\u0142 za po\u015Brednictwem innego banku ni\u017C emitent w celu zwi\u0119kszenia zasi\u0119gu dystrybucji tych papier\u00F3w. Emitowane s\u0105 one zazwyczaj w zaokr\u0105glonych i du\u017Cych kwotach, np. 100 000 \u20AC. Ich oprocentowanie jest wy\u017Csze ni\u017C niekt\u00F3rych papier\u00F3w warto\u015Bciowych oraz mog\u0105 by\u0107 zbywane na rynku wt\u00F3rnym przed terminem wykupu, co sprawia, \u017Ce s\u0105 ch\u0119tnie nabywane przez przedsi\u0119biorstwa."@pl . "\u00CDocann deimhnithe taisce m\u00E9id \u00FAis luaite agus aib\u00EDonn siad ar dh\u00E1ta luaite. Ach is f\u00E9idir iad a dh\u00EDol agus a cheannach go laeth\u00FAil ar mhargadh t\u00E1naisteach."@ga . . . "\u0414\u0435\u043F\u043E\u0437\u0438\u0442\u043D\u044B\u0439 \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043A\u0430\u0442"@ru . "\u0414\u0435\u043F\u043E\u0437\u0438\u0442\u043D\u0438\u0439 \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043A\u0430\u0442 \u2014 \u0431\u043E\u0440\u0433\u043E\u0432\u0438\u0439 \u0446\u0456\u043D\u043D\u0438\u0439 \u043F\u0430\u043F\u0456\u0440 \u0435\u043C\u0456\u0442\u043E\u0432\u0430\u043D\u0438\u0439 \u0431\u0430\u043D\u043A\u043E\u043C \u0437 \u043C\u0435\u0442\u043E\u044E \u0437\u0430\u043B\u0443\u0447\u0435\u043D\u043D\u044F \u0433\u043E\u0442\u0456\u0432\u043A\u043E\u0432\u0438\u0445 \u043A\u043E\u0448\u0442\u0456\u0432. \u0414\u0435\u043F\u043E\u0437\u0438\u0442\u043D\u0438\u0439 \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043A\u0430\u0442 \u0437\u0430\u0441\u0432\u0456\u0434\u0447\u0443\u0454 \u0437\u0434\u0435\u043F\u043E\u043D\u0443\u0432\u0430\u043D\u043D\u044F \u043F\u0440\u0435\u0434'\u044F\u0432\u043D\u0438\u043A\u043E\u043C \u0432 \u0431\u0430\u043D\u043A\u0443 \u043F\u0435\u0432\u043D\u043E\u0457 \u0441\u0443\u043C\u0438 \u043D\u0430 \u043E\u0431\u043C\u0435\u0436\u0435\u043D\u0438\u0439 \u0447\u0430\u0441, \u043F\u0456\u0441\u043B\u044F \u0437\u0430\u043A\u0456\u043D\u0447\u0435\u043D\u043D\u044F \u044F\u043A\u043E\u0433\u043E \u0431\u0430\u043D\u043A \u0435\u043C\u0456\u0442\u0435\u043D\u0442 \u0437\u043E\u0431\u043E\u0432'\u044F\u0437\u0430\u043D\u0438\u0439 \u043F\u043E\u0432\u0435\u0440\u043D\u0443\u0442\u0438 \u0446\u044E \u0441\u0443\u043C\u0443 \u0440\u0430\u0437\u043E\u043C \u0437 \u0432\u043A\u0430\u0437\u0430\u043D\u0438\u043C\u0438 \u0432\u0456\u0434\u0441\u043E\u0442\u043A\u0430\u043C\u0438. \u041D\u0430 \u0432\u0456\u0434\u043C\u0456\u043D\u0443 \u0432\u0456\u0434 \u0441\u0442\u0440\u043E\u043A\u043E\u0432\u043E\u0433\u043E \u0434\u0435\u043F\u043E\u0437\u0438\u0442\u0443, \u0434\u0435\u043F\u043E\u0437\u0438\u0442\u043D\u0438\u0439 \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043A\u0430\u0442, \u044F\u043A \u043F\u0440\u0430\u0432\u0438\u043B\u043E, \u043C\u043E\u0436\u0435 \u0431\u0443\u0442\u0438 \u043F\u0440\u0435\u0434\u043C\u0435\u0442\u043E\u043C \u043E\u0431\u0456\u0433\u0443 \u043D\u0430 \u0432\u0442\u043E\u0440\u0438\u043D\u043D\u043E\u043C\u0443 \u0440\u0438\u043D\u043A\u0443. \u0414\u0435\u043F\u043E\u0437\u0438\u0442\u043D\u0456 \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043A\u0430\u0442\u0438 \u0435\u043C\u0456\u0442\u0443\u044E\u0442\u044C\u0441\u044F \u0437\u0434\u0435\u0431\u0456\u043B\u044C\u0448\u043E\u0433\u043E \u043D\u0430 \u0441\u0442\u0440\u043E\u043A \u0434\u043E \u043E\u0434\u043D\u043E\u0433\u043E \u0440\u043E\u043A\u0443, \u043C\u0430\u044E\u0442\u044C \u043F\u043E\u0441\u0442\u0456\u0439\u043D\u0443 \u0432\u0456\u0434\u0441\u043E\u0442\u043A\u043E\u0432\u0443 \u0441\u0442\u0430\u0432\u043A\u0443 \u0456 \u0440\u043E\u0437\u0433\u043B\u044F\u0434\u0430\u044E\u0442\u044C\u0441\u044F \u044F\u043A \u0456\u043D\u0441\u0442\u0440\u0443\u043C\u0435\u043D\u0442\u0438 \u0433\u0440\u043E\u0448\u043E\u0432\u043E\u0433\u043E \u0440\u0438\u043D\u043A\u0443."@uk . . "Sertifikat deposito adalah produk bank yang mirip dengan deposito, namun berbeda prinsipnya. Sertifikat deposito merupakan instrumen utang berupa deposito berjangka yang dikeluarkan oleh bank dan lembaga keuangan lainnya kepada investor yang bukti kepemilikannya dapat dijual-belikan. Deposito berjangka lebih sering dikenal sebagai Sertifikat Deposito Berjangka atau SDB yang jangka waktunya lebih panjang dapat mencapai 36 bulan dan nilai nominal paling sedikit Rp 10 miliar dan bisa dalam bentuk valuta asing. Sebagai pertukaran peminjaman uang institusi untuk masa waktu yang ditentukan, investor mendapatkan hasil berupa suku bunga yang cukup tinggi."@in . . "Depozitn\u00ED certifik\u00E1t (\u0159id\u010Deji certifik\u00E1t o vkladu) je obliga\u010Dn\u00ED, \u010Dasov\u011B omezen\u00FD cenn\u00FD pap\u00EDr, jeho\u017E emitentem je finan\u010Dn\u00ED instituce, nej\u010Dast\u011Bji banka, a dr\u017Eitelem jej\u00ED klient."@cs . . "Ett certifikat \u00E4r ett finansiellt instrument f\u00F6r handel p\u00E5 penningmarknaden. Ett certifikat \u00E4r ett skuldebrev av samma typ som en statsskuldv\u00E4xel, fast emittenten \u00E4r exempelvis en bank eller ett f\u00F6retag."@sv . "A certificate of deposit (CD) is a time deposit, a financial product commonly sold by banks, thrift institutions, and credit unions in the United States. CDs differ from savings accounts in that the CD has a specific, fixed term (often one, three, or six months, or one to five years) and usually, a fixed interest rate. The bank expects the CD to be held until maturity, at which time they can be withdrawn and interest paid. Like savings accounts, CDs are insured \"money in the bank\" (in the US up to $250,000) and thus, up to the local insured deposit limit, virtually risk free. In the US, CDs are insured by the Federal Deposit Insurance Corporation (FDIC) for banks and by the National Credit Union Administration (NCUA) for credit unions. In exchange for the customer depositing the money for an agreed term, institutions usually offer higher interest rates than they do on accounts that customers can withdraw from on demand\u2014though this may not be the case in an inverted yield curve situation. Fixed rates are common, but some institutions offer CDs with various forms of variable rates. For example, in mid-2004, interest rates were expected to rise\u2014and many banks and credit unions began to offer CDs with a \"bump-up\" feature. These allow for a single readjustment of the interest rate, at a time of the consumer's choosing, during the term of the CD. Sometimes, financial institutions introduce CDs indexed to the stock market, bond market, or other indices. Some features of CDs are: \n* A larger principal should/may receive a higher interest rate. \n* A longer term usually earns a higher interest rate, except in the case of an inverted yield curve (e.g., preceding a recession). \n* Smaller institutions tend to offer higher interest rates than larger ones. \n* Personal CD accounts generally receive higher interest rates than business CD accounts. \n* Banks and credit unions that are not insured by the FDIC or NCUA generally offer higher interest rates. CDs typically require a minimum deposit, and may offer higher rates for larger deposits. The best rates are generally offered on \"Jumbo CDs\" with minimum deposits of $100,000. Jumbo CDs are commonly bought by large institutional investors, such as banks and pension funds, that are interested in low-risk and stable investment options. Jumbo CDs are also known as negotiable certificates of deposits and come in bearer form. These work like conventional certificate of deposits that lock in the principal amount for a set timeframe and are payable upon maturity. The consumer who opens a CD may receive a paper certificate, but it is now common for a CD to consist simply of a book entry and an item shown in the consumer's periodic bank statements. That is, there is often no \"certificate\" as such. Consumers who want a hard copy that verifies their CD purchase may request a paper statement from the bank, or print out their own from the financial institution's online banking service."@en . . . . "Certificate of deposit"@en . . . . "\u0414\u0435\u043F\u043E\u0437\u0438\u0442\u043D\u044B\u0439 \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043A\u0430\u0442 \u2014 \u0446\u0435\u043D\u043D\u0430\u044F \u0431\u0443\u043C\u0430\u0433\u0430, \u043A\u043E\u0442\u043E\u0440\u0430\u044F \u0443\u0434\u043E\u0441\u0442\u043E\u0432\u0435\u0440\u044F\u0435\u0442 \u0441\u0443\u043C\u043C\u0443 \u0432\u043D\u0435\u0441\u0451\u043D\u043D\u043E\u0433\u043E \u0432 \u0431\u0430\u043D\u043A \u0432\u043A\u043B\u0430\u0434\u0430 \u044E\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043A\u043E\u0433\u043E \u043B\u0438\u0446\u0430 \u0438 \u043F\u0440\u0430\u0432\u0430 \u0432\u043A\u043B\u0430\u0434\u0447\u0438\u043A\u0430 (\u0434\u0435\u0440\u0436\u0430\u0442\u0435\u043B\u044F \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043A\u0430\u0442\u0430) \u043D\u0430 \u043F\u043E\u043B\u0443\u0447\u0435\u043D\u0438\u0435 \u043F\u043E \u0438\u0441\u0442\u0435\u0447\u0435\u043D\u0438\u0438 \u0443\u0441\u0442\u0430\u043D\u043E\u0432\u043B\u0435\u043D\u043D\u043E\u0433\u043E \u0441\u0440\u043E\u043A\u0430 \u0441\u0443\u043C\u043C\u044B \u0434\u0435\u043F\u043E\u0437\u0438\u0442\u0430 (\u0432\u043A\u043B\u0430\u0434\u0430) \u0438 \u043E\u0431\u0443\u0441\u043B\u043E\u0432\u043B\u0435\u043D\u043D\u044B\u0445 \u0432 \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043A\u0430\u0442\u0435 \u043F\u0440\u043E\u0446\u0435\u043D\u0442\u043E\u0432 \u0432 \u0431\u0430\u043D\u043A\u0435, \u0432\u044B\u0434\u0430\u0432\u0448\u0435\u043C \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043A\u0430\u0442, \u0438\u043B\u0438 \u0432 \u043B\u044E\u0431\u043E\u043C \u0444\u0438\u043B\u0438\u0430\u043B\u0435 \u044D\u0442\u043E\u0433\u043E \u0431\u0430\u043D\u043A\u0430."@ru . "\u00CDocann deimhnithe taisce m\u00E9id \u00FAis luaite agus aib\u00EDonn siad ar dh\u00E1ta luaite. Ach is f\u00E9idir iad a dh\u00EDol agus a cheannach go laeth\u00FAil ar mhargadh t\u00E1naisteach."@ga . "I certificati di deposito (CD) sono titoli vincolati e trasferibili che attribuiscono al possessore il diritto al rimborso del capitale pi\u00F9 un interesse. I certificati di deposito hanno una durata che varia dai 3 mesi ai 18 mesi e possono essere a tasso fisso o variabile.Gli interessi sono corrisposti normalmente attraverso cedole; tuttavia sono presenti anche certificati che sono sottoscritti sotto la pari e rimborsati al valore nominale (zero coupon) cos\u00EC come accade per i BOT. Il capitale \u00E8, di norma, rimborsato alla scadenza."@it . . . . "\u8B72\u6E21\u6027\u9810\u91D1"@ja . . . "Certificado de dep\u00F3sito"@es . . "1115840688"^^ . . . . "Ein Sparbrief ist ein von einem Kreditinstitut ausgestelltes Wertpapier, das der Geldanlage dient. In der Schweiz wird f\u00FCr ein analoges Produkt der Begriff Kassenobligation verwendet."@de . . . "I certificati di deposito (CD) sono titoli vincolati e trasferibili che attribuiscono al possessore il diritto al rimborso del capitale pi\u00F9 un interesse. I certificati di deposito hanno una durata che varia dai 3 mesi ai 18 mesi e possono essere a tasso fisso o variabile.Gli interessi sono corrisposti normalmente attraverso cedole; tuttavia sono presenti anche certificati che sono sottoscritti sotto la pari e rimborsati al valore nominale (zero coupon) cos\u00EC come accade per i BOT. Il capitale \u00E8, di norma, rimborsato alla scadenza."@it . . . "\u0634\u0647\u0627\u062F\u0629 \u0627\u0644\u0625\u064A\u062F\u0627\u0639 \u0647\u064A \u0648\u062F\u064A\u0639\u0629 \u0644\u0622\u062C\u0644\u060C \u0648\u0647\u064A \u0645\u0646\u062A\u062C \u0645\u0627\u0644\u064A \u062A\u064F\u0628\u0627\u0639 \u0639\u0627\u062F\u0629\u064B \u0645\u0646 \u0642\u0628\u0644 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0645\u0624\u0633\u0633\u0627\u062A \u0627\u0644\u062A\u0648\u0641\u064A\u0631 \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062A \u0627\u0644\u0627\u0626\u062A\u0645\u0627\u0646\u064A\u0629. \u062A\u062E\u062A\u0644\u0641 \u0634\u0647\u0627\u062F\u0629 \u0627\u0644\u0625\u064A\u062F\u0627\u0639 \u0639\u0646 \u062D\u0633\u0627\u0628\u0627\u062A \u0627\u0644\u062A\u0648\u0641\u064A\u0631 \u0641\u064A \u0623\u0646 \u0634\u0647\u0627\u062F\u0629 \u0627\u0644\u0625\u064A\u062F\u0627\u0639 \u0644\u0647\u0627 \u0645\u062F\u0629 \u0645\u062D\u062F\u062F\u0629 \u0648\u062B\u0627\u0628\u062A\u0629 (\u063A\u0627\u0644\u0628\u064B\u0627 \u0634\u0647\u0631 \u0648\u0627\u062D\u062F \u0623\u0648 \u062B\u0644\u0627\u062B\u0629 \u0623\u0648 \u0633\u062A\u0629 \u0623\u0634\u0647\u0631 \u0623\u0648 \u0645\u0646 \u0633\u0646\u0629 \u0625\u0644\u0649 \u062E\u0645\u0633 \u0633\u0646\u0648\u0627\u062A) \u0648\u0639\u0627\u062F\u0629 \u0645\u0627 \u064A\u0643\u0648\u0646 \u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062F\u0629 \u062B\u0627\u0628\u062A\u064B\u0627. \u064A\u062A\u0648\u0642\u0639 \u0627\u0644\u0628\u0646\u0643 \u0623\u0646 \u064A\u062A\u0645 \u0627\u0644\u0627\u062D\u062A\u0641\u0627\u0638 \u0628\u0634\u0647\u0627\u062F\u0629 \u0627\u0644\u0625\u064A\u062F\u0627\u0639 \u062D\u062A\u0649 \u062A\u0627\u0631\u064A\u062E \u0627\u0644\u0627\u0633\u062A\u062D\u0642\u0627\u0642\u060C \u0648\u0641\u064A \u0630\u0644\u0643 \u0627\u0644\u0648\u0642\u062A \u064A\u0645\u0643\u0646 \u0633\u062D\u0628\u0647\u0627 \u0648\u062F\u0641\u0639 \u0627\u0644\u0641\u0627\u0626\u062F\u0629."@ar . "Les certificats de d\u00E9p\u00F4t sont des titres de cr\u00E9ance n\u00E9gociables cr\u00E9\u00E9s en 1985 en France, \u00E9mis par les \u00E9tablissements de cr\u00E9dit pouvant recevoir des fonds \u00E0 vue ou \u00E0 moins de deux ans du terme. Destin\u00E9s avant tout aux professionnels des march\u00E9s financiers, ils ont une contre-valeur minimale de 150 000 euros et une dur\u00E9e de vie \u00E0 l'\u00E9mission comprise entre 1 jour et 1 an (le plus souvent, ces certificats pr\u00E9sentent des \u00E9ch\u00E9ances inf\u00E9rieures \u00E0 trois mois). Le programme d'\u00E9mission doit faire l'objet d'un accord pr\u00E9alable de la Banque de France."@fr . . . "\u8B72\u6E21\u6027\u9810\u91D1\uFF08\u3058\u3087\u3046\u3068\u305B\u3044\u3088\u304D\u3093\u3001\u82F1: (negotiable) certificate of deposit; CD, NCD\uFF09\u306F\u3001\u9280\u884C\u304C\u53D6\u308A\u6271\u3046\u3001\u4ED6\u4EBA\u306B\u8B72\u6E21\u53EF\u80FD\u306A\u5B9A\u671F\u9810\u91D1\u3067\u3042\u308B\u3002\u8B72\u6E21\u53EF\u80FD\u5B9A\u671F\u9810\u91D1\u8A3C\u66F8\u3068\u3082\u3044\u3046\u3002"@ja . . . "Sertifikat deposito adalah produk bank yang mirip dengan deposito, namun berbeda prinsipnya. Sertifikat deposito merupakan instrumen utang berupa deposito berjangka yang dikeluarkan oleh bank dan lembaga keuangan lainnya kepada investor yang bukti kepemilikannya dapat dijual-belikan. Deposito berjangka lebih sering dikenal sebagai Sertifikat Deposito Berjangka atau SDB yang jangka waktunya lebih panjang dapat mencapai 36 bulan dan nilai nominal paling sedikit Rp 10 miliar dan bisa dalam bentuk valuta asing. Sebagai pertukaran peminjaman uang institusi untuk masa waktu yang ditentukan, investor mendapatkan hasil berupa suku bunga yang cukup tinggi."@in . . "\u5927\u989D\u5B58\u5355\uFF08certificates of deposit\uFF0CCDs\uFF09\uFF0C\u5373\u5B58\u6B3E\u8B49\u66F8\u3001\u5B58\u6B3E\u51ED\u8BC1\u3001\u5B58\u6B3E\u55AE\uFF0C\u662F\u5546\u4E1A\u9280\u884C\u5B9A\u671F\u5B58\u6B3E\u7684\u4E00\u7A2E\uFF0C\u901A\u5E38\u7531\u9280\u884C\u53CA\u5B58\u6B3E\u6A5F\u69CB\u6240\u767C\u884C\u7684\u8CA1\u52D9\u7522\u54C1\u3002\u5B58\u6B3E\u8B49\u66F8\u8207\u4E00\u822C\u7684\u6D3B\u671F\u5B58\u6B3E\u540C\u6A23\u662F\u53D7\u5230\u4FDD\u969C\u548C\u5E7E\u4E4E\u6C92\u6709\u98A8\u96AA\uFF0C\u4E0D\u540C\u4E4B\u8655\u5728\u65BC\u5927\u989D\u5B58\u5355\u671F\u9650\u4E0D\u4F4E\u4E8E7\u5929\uFF0C\u91D1\u989D\u4E3A\u6574\u6570\uFF0C\u901A\u5E38\u5728\u5230\u671F\u4E4B\u524D\u53EF\u4EE5\u8F6C\u8BA9\u3002"@zh . "A certificate of deposit (CD) is a time deposit, a financial product commonly sold by banks, thrift institutions, and credit unions in the United States. CDs differ from savings accounts in that the CD has a specific, fixed term (often one, three, or six months, or one to five years) and usually, a fixed interest rate. The bank expects the CD to be held until maturity, at which time they can be withdrawn and interest paid. Some features of CDs are:"@en . . . "O Certificado de Dep\u00F3sito Banc\u00E1rio (CDB) \u00E9 um tipo de dep\u00F3sito a prazo, isto \u00E9, um produto comumente oferecido por institui\u00E7\u00F5es financeiras."@pt . . "O Certificado de Dep\u00F3sito Banc\u00E1rio (CDB) \u00E9 um tipo de dep\u00F3sito a prazo, isto \u00E9, um produto comumente oferecido por institui\u00E7\u00F5es financeiras."@pt . . "\u8B72\u6E21\u6027\u9810\u91D1\uFF08\u3058\u3087\u3046\u3068\u305B\u3044\u3088\u304D\u3093\u3001\u82F1: (negotiable) certificate of deposit; CD, NCD\uFF09\u306F\u3001\u9280\u884C\u304C\u53D6\u308A\u6271\u3046\u3001\u4ED6\u4EBA\u306B\u8B72\u6E21\u53EF\u80FD\u306A\u5B9A\u671F\u9810\u91D1\u3067\u3042\u308B\u3002\u8B72\u6E21\u53EF\u80FD\u5B9A\u671F\u9810\u91D1\u8A3C\u66F8\u3068\u3082\u3044\u3046\u3002"@ja . . "Gordailu-ziurtagiria paperezko inprimaki txiki bat da, bankuko bezero batek banku-kontu batean funtsak uzten dituenean sartzen duena. Gordailu-ziurtagiri batek, definizioz, data, gordailugilearen izena, gordailugilearen eta gordailatzen diren kopuruak jasotzen ditu."@eu . . . . "Deimhni\u00FA taisce"@ga . . . "Certyfikat depozytowy"@pl . . "Sparbrief"@de . "Depozitn\u00ED certifik\u00E1t"@cs . "\u5B58\u6B3E\u8B49\u66F8"@zh . "Ein Sparbrief ist ein von einem Kreditinstitut ausgestelltes Wertpapier, das der Geldanlage dient. In der Schweiz wird f\u00FCr ein analoges Produkt der Begriff Kassenobligation verwendet."@de . "\u0414\u0435\u043F\u043E\u0437\u0438\u0442\u043D\u0438\u0439 \u0441\u0435\u0440\u0442\u0438\u0444\u0456\u043A\u0430\u0442"@uk . "Certifikat (finans)"@sv . . "Certificat de d\u00E9p\u00F4t"@fr . . . "El Certificado de Dep\u00F3sito, conocido o identificado como CD o CeDe, es un documento financiero que acredita la propiedad de mercanc\u00EDas o bienes depositados en el almac\u00E9n que lo emite. Con base a la ley de Instituciones de Cr\u00E9dito, las instituciones bancarias en M\u00E9xico y los Almacenes Generales de Dep\u00F3sito registrados y auditados por la Comisi\u00F3n Nacional Bancaria y de Valores est\u00E1n autorizados para expedir estos t\u00EDtulos.\u200B"@es . .