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Statements

Subject Item

dbr:Bankruptcy_discharge

rdfs:label

Bankruptcy discharge

rdfs:comment

A discharge in United States bankruptcy law, when referring to a debtor's discharge, is a statutory injunction against the commencement or continuation of an action (or the employment of process, or an act) to collect, recover or offset a debt as a personal liability of the debtor. The discharge is one of the primary benefits afforded by relief under the Bankruptcy Code and is essential to the "fresh start" of debtors following bankruptcy that is a central principle under federal bankruptcy law. Discharge is also believed to play an important role in credit markets by encouraging lenders, who may be more sophisticated and have better information than debtors, to monitor debtors and limit risk-taking.

dcterms:subject

dbc:United_States_bankruptcy_law dbc:Insolvency

dbo:wikiPageID

2475816

dbo:wikiPageRevisionID

1093837736

dbo:wikiPageWikiLink

dbr:Automatic_stay dbr:Debt dbr:United_States dbc:Insolvency dbr:Title_11_of_the_United_States_Code dbc:United_States_bankruptcy_law dbr:Injunction dbr:Bankruptcy_in_the_United_States

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dbo:abstract

A discharge in United States bankruptcy law, when referring to a debtor's discharge, is a statutory injunction against the commencement or continuation of an action (or the employment of process, or an act) to collect, recover or offset a debt as a personal liability of the debtor. The discharge is one of the primary benefits afforded by relief under the Bankruptcy Code and is essential to the "fresh start" of debtors following bankruptcy that is a central principle under federal bankruptcy law. Discharge is also believed to play an important role in credit markets by encouraging lenders, who may be more sophisticated and have better information than debtors, to monitor debtors and limit risk-taking. A discharge of debts is granted to debtors but can be denied or revoked by the court based on certain misconduct of debtors, including fraudulent actions or failure of a debtor to disclose all assets during a bankruptcy case. Some debts, such as alimony and child support, cannot be discharged in bankruptcy, while others, such as student loans, are difficult to discharge and are therefore rarely discharged. The benefit of the discharge injunction is narrower than (but similar to) the benefit afforded by the automatic stay in bankruptcy. U.S. law also provides for specialized discharges in bankruptcy (see below).

gold:hypernym

dbr:Injunction

prov:wasDerivedFrom

wikipedia-en:Bankruptcy_discharge?oldid=1093837736&ns=0

dbo:wikiPageLength

3293

foaf:isPrimaryTopicOf

wikipedia-en:Bankruptcy_discharge