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Statements

Subject Item
dbr:Contractor_management
dbo:wikiPageWikiLink
dbr:Additional_insured
Subject Item
dbr:Owner-controlled_insurance_program
dbo:wikiPageWikiLink
dbr:Additional_insured
Subject Item
dbr:Additional_insured
rdf:type
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rdfs:label
Additional insured 追加被保険者
rdfs:comment
In insurance policies, an additional insured is a person or organization who enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy. The term generally applies within liability insurance and property insurance, but is an element of other policies as well. Most often it applies where the original named insured needs to provide insurance coverage to additional parties so that they enjoy protection from a new risk that arises out of the original named insured's conduct or operations. An additional insured often gains this status by means of an endorsement added to the policy which either identifies the additional party by name or by a general description contained in a "blanket additional insured endorsement".
dcterms:subject
dbc:Insurance
dbo:wikiPageID
23793201
dbo:wikiPageRevisionID
1082535449
dbo:wikiPageWikiLink
dbr:Leasehold_estate dbr:Insurance_policy dbr:Landlord dbr:Insurance dbr:Liability_insurance dbr:Product_liability dbr:Property_insurance dbr:Risk_of_loss dbc:Insurance dbr:General_contractor dbr:Vehicle_insurance dbr:Commercial_building dbr:Insurance_policies
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dbo:abstract
In insurance policies, an additional insured is a person or organization who enjoys the benefits of being insured under an insurance policy, in addition to whoever originally purchased the insurance policy. The term generally applies within liability insurance and property insurance, but is an element of other policies as well. Most often it applies where the original named insured needs to provide insurance coverage to additional parties so that they enjoy protection from a new risk that arises out of the original named insured's conduct or operations. An additional insured often gains this status by means of an endorsement added to the policy which either identifies the additional party by name or by a general description contained in a "blanket additional insured endorsement". For instance, in vehicle insurance a typical Personal Auto Policy with additional insured provisions will cover not only the original named insured that purchased the auto policy, but will also cover additional persons while they are driving the auto with permission of the named insured. This is a simple type of blanket additional insurance arrangement, because it does not identify the additional insured by name, but by a "blanket" general description that will automatically apply to many persons. Similarly, in liability insurance, all directors, officers, and employees of a named insured company will also enjoy the status of being an insured person, so long as they are acting in their capacity of carrying out the business of the named insured company. If they deviate to pursue their own affairs, they lose this extension of coverage. This extension of coverage beyond the company as an entity to people with a constant and close relationship to the named insured company is accomplished via the "Who Is An Insured" section of the liability policy. In other cases, the original named insured wishes to extend coverage to others who would not come within these standard categories. To extend coverage further, Additional Insured Endorsements are added to the policy.
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wikipedia-en:Additional_insured?oldid=1082535449&ns=0
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8711
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wikipedia-en:Additional_insured
Subject Item
dbr:Renters'_insurance
dbo:wikiPageWikiLink
dbr:Additional_insured
Subject Item
wikipedia-en:Additional_insured
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dbr:Additional_insured