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Health insurance in the United States is any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage", and "health benefits".In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, w

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  • Health insurance in the United States is any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage", and "health benefits".In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, which both provide assistance to people who cannot afford health coverage. In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs. Different health insurance provides different levels of financial protection and the scope of coverage can vary widely, with more than 40% of insured individuals reporting that their plans do not adequately meet their needs as of 2007. The share of Americans without health insurance has been cut in half since 2013. Many of the reforms instituted by the Affordable Care Act of 2010 were designed to extend health care coverage to those without it; however, high cost growth continues unabated. National health expenditures are projected to grow 4.7% per person per year from 2016 to 2025. Public healthcare spending was 29% of federal mandated spending in 1990 and 35% of it in 2000. It is also projected to be roughly half in 2025. (en)
  • 美國醫療保險(英語:Health insurance in the United States)討論的是美國任何可協助支付醫療費用的保險計劃,無論是從私人保險公司購買的保險、或是社會保險,還是由政府資助的社會福利。同義的名詞還有"醫療覆蓋"、"醫療衛生覆蓋"、和"醫療福利"。從更專業的角度講,"醫療保險"這個名詞是用來描述任何形式,可對醫療服務費用提供保障的保險。這種用法包括私人保險計劃,和諸如聯邦醫療保險(Medicare)之類的社會保險計劃,Medicare的功能在匯集資源,並把與醫療費用相關的財務風險分散到整個人群,讓受到覆蓋的人都受到保護,另外還有聯邦醫療補助(Medicaid)和(CHIP)之類的社會福利計劃 ,這兩種計劃均為無力負擔醫療費用的人們提供協助。 除了為醫療費用提供保險之外,"醫療保險"還可指涵蓋殘疾者的()或長期護理(長期照顧保險),或日常生活照顧的保險(custodial care)。不同的醫療保險所提供的財務保護級別不同,承保範圍有很大差異,截至2007年,超過40%的美國受保人表示他們手上的計劃不能充分滿足他們需求。 今日的美國人與《患者保護與平價醫療法案》(PPACA)成為法律之前比較,無醫療保險覆蓋的比率確有降低,但是多數人仍然是保險覆蓋不足,在2018年,美國人在18歲到64歲的人口(1.94億)之中,有45%(8,700萬)面臨著保險覆蓋不足的問題。 自 2013年以來,無醫療保險覆蓋的美國人所佔比例已減少一半。2010年通過的《PPACA》提出許多改革,目的是把醫療保險覆蓋面擴大,讓更多無醫療保險覆蓋的人群得到保障。但是,高昂的成本的增長仍未減弱。從2016年到2025年,美國的醫療衛生支出,預計將以每人每年4.7%的速度增長。公共醫療衛生支出在1990年佔聯邦政府支出的29%,在2000年則佔35%。預計到2025年,這一數字的比率會增加到50%。 (zh)
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dbp:date
  • 2007-11-27 (xsd:date)
  • 2010-05-05 (xsd:date)
  • September 2017 (en)
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  • what do these percentages represent? All health care? Group-based health-care? Employer-provided health care? Something else? (en)
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  • Health insurance in the United States is any program that helps pay for medical expenses, whether through privately purchased insurance, social insurance, or a social welfare program funded by the government. Synonyms for this usage include "health coverage", "health care coverage", and "health benefits".In a more technical sense, the term "health insurance" is used to describe any form of insurance providing protection against the costs of medical services. This usage includes both private insurance programs and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs like Medicaid and the Children's Health Insurance Program, w (en)
  • 美國醫療保險(英語:Health insurance in the United States)討論的是美國任何可協助支付醫療費用的保險計劃,無論是從私人保險公司購買的保險、或是社會保險,還是由政府資助的社會福利。同義的名詞還有"醫療覆蓋"、"醫療衛生覆蓋"、和"醫療福利"。從更專業的角度講,"醫療保險"這個名詞是用來描述任何形式,可對醫療服務費用提供保障的保險。這種用法包括私人保險計劃,和諸如聯邦醫療保險(Medicare)之類的社會保險計劃,Medicare的功能在匯集資源,並把與醫療費用相關的財務風險分散到整個人群,讓受到覆蓋的人都受到保護,另外還有聯邦醫療補助(Medicaid)和(CHIP)之類的社會福利計劃 ,這兩種計劃均為無力負擔醫療費用的人們提供協助。 除了為醫療費用提供保險之外,"醫療保險"還可指涵蓋殘疾者的()或長期護理(長期照顧保險),或日常生活照顧的保險(custodial care)。不同的醫療保險所提供的財務保護級別不同,承保範圍有很大差異,截至2007年,超過40%的美國受保人表示他們手上的計劃不能充分滿足他們需求。 (zh)
rdfs:label
  • Health insurance in the United States (en)
  • 美國醫療保險 (zh)
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