Håvard Flo (born 4 April 1970) is a Norwegian former professional footballer who played as a forward. He played for Stryn TIL and Sogndal Fotball, before he left Norway in 1994 and played for AGF, SV Werder Bremen, and Wolverhampton Wanderers F.C. He returned to Sogndal in 2001. He made a comeback for Sogndal in 2010.