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The 2020 MAC Championship Game was a college football game played on Friday, December 18, 2020, at Ford Field in Detroit, Michigan, to determine the 2020 champion of the Mid-American Conference (MAC). The game was contested by the Buffalo Bulls, East Division champions, and the Ball State Cardinals, West Division champions. Sponsored by mortgage lending company Quicken Loans through their Rocket Mortgage brand, the game was officially known as the Rocket Mortgage MAC Championship Game. Ball State defeated Buffalo, 38–28 to claim their first MAC championship since 1996.