About: Vehicle insurance in the United States

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Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state, New Hampshire, and Mississippi, which offers vehicle owners the option to post cash bonds (see below). The privileges and immunities clause of Article IV of the U.S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor ve

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rdfs:label	Vehicle insurance in the United States (en)
rdfs:comment	Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state, New Hampshire, and Mississippi, which offers vehicle owners the option to post cash bonds (see below). The privileges and immunities clause of Article IV of the U.S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor ve (en)
foaf:depiction
dcterms:subject	Auto insurance in the United States Vehicle insurance
Wikipage page ID	31576870 (xsd:integer)
Wikipage revision ID	1120018506 (xsd:integer)
Link from a Wikipage to another Wikipage	California Progressive Corporation Property Tortfeasor Auto insurance in the United States United States Buy Here Pay Here Vehicle recovery Virginia Deductible Independent insurance agent Insurance Insurance policy International Motor Insurance Card System Connecticut Massachusetts MasterCard GEICO GPS Mississippi Damage waiver State Farm Personal injury protection Torts USAA Disneyland model Actuarial science Allstate North Carolina Car dealership Traffic collision Legal liability Insurance premium Privileges and Immunities Clause Cost Mexican insurance Arizona Accident Act of God Vehicle insurance Home insurance Totaled Assigned risk Insurance broker New Hampshire New Jersey Oklahoma Casualty insurance Loss of use Negative equity Uninsured motorist clause SR-22 (insurance) Renters insurance Visa (credit card) Insurers dbr:Property_Casualty_Insurers_Association_of_America
Link from a Wikipage to an external page	http://www.ircweb.org/ http://www.insurance-research.org/ http://www.aarp.org/money/insurance/info-07-2010/car_insurance_rates.html http://www.ircweb.org/News/IRC_UM_012109.pdf https://www.businessinsider.com/personal-finance/average-cost-of-car-insurance%3FIR=T%23how-auto-insurance-prices-vary-by-driver-profile-and-history
sameAs	Vehicle insurance in the United States Vehicle insurance in the United States Vehicle insurance in the United States
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thumbnail	wiki-commons:Special:FilePath/Japanese_car_accident.jpg?width=300
has abstract	Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some minimum level of liability insurance. States that do not require the vehicle owner to carry car insurance include Virginia, where an uninsured motor vehicle fee may be paid to the state, New Hampshire, and Mississippi, which offers vehicle owners the option to post cash bonds (see below). The privileges and immunities clause of Article IV of the U.S. Constitution protects the rights of citizens in each respective state when traveling to another. A motor vehicle owner typically pays insurers a monthly fee, often called an insurance premium. The insurance premium a motor vehicle owner pays is usually determined by a variety of factors including the type of covered vehicle, marital status, credit score, whether the driver rents or owns a home, the age and gender of any covered drivers, their driving history, and the location where the vehicle is primarily driven and stored. Most insurance companies will increase insurance premium rates based on these factors, and less frequently, offer discounts. Insurance companies provide a motor vehicle owner with an insurance card for the particular coverage term, which is to be kept in the vehicle in the event of a traffic collision as proof of insurance. Recently, states have started passing laws that allow electronic versions of proof of insurance to be accepted by the authorities. (en)
prov:wasDerivedFrom	wikipedia-en:Vehicle_insurance_in_the_United_States?oldid=1120018506&ns=0
page length (characters) of wiki page	39303 (xsd:nonNegativeInteger)
foaf:isPrimaryTopicOf	wikipedia-en:Vehicle_insurance_in_the_United_States
is Link from a Wikipage to another Wikipage of	Insurance in the United States LexisNexis Risk Solutions Liz Fong-Jones Acts of the 88th Minnesota Legislature Driving in the United States Traffic collision Insurance broker United States auto insurance
is Wikipage redirect of	United States auto insurance
is foaf:primaryTopic of	wikipedia-en:Vehicle_insurance_in_the_United_States

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