Terrorism insurance is insurance purchased by property owners to cover their potential losses and liabilities that might occur due to terrorist activities. It is considered to be a difficult product for insurance companies, as the odds of terrorist attacks are very difficult to predict and the potential liability enormous. For example, the September 11, 2001 attacks resulted in an estimated $31.7 billion loss. This combination of uncertainty and potentially huge losses makes the setting of premiums a difficult matter. Most insurance companies therefore exclude terrorism from coverage in casualty and property insurance, or else require endorsements to provide coverage.
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| - Asuransi terorisme (in)
- Terrorism insurance (en)
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| - Asuransi terorisme adalah asuransi untuk melindungi harta benda dari kerusakan atau kerugian yang terjadi akibat aktivitas terorisme. Jenis asuransi ini dianggap sebagai produk yang sulit dirancang, karena sulitnya mempredikis peluang terjadinya serangan terorisme, dan besarnya potensi kerugian yang ditimbulkan. Misalnya, serangan 11 September pada tahun 2001 meruntuhkan gedung kembar World Trade Center yang merupakan sebuah pusat finansial. Kesulitan prediksi dan besarnya kerugian ini menyulitkan perusahaan asuransi untuk menetapkan premi yang sesuai. (in)
- Terrorism insurance is insurance purchased by property owners to cover their potential losses and liabilities that might occur due to terrorist activities. It is considered to be a difficult product for insurance companies, as the odds of terrorist attacks are very difficult to predict and the potential liability enormous. For example, the September 11, 2001 attacks resulted in an estimated $31.7 billion loss. This combination of uncertainty and potentially huge losses makes the setting of premiums a difficult matter. Most insurance companies therefore exclude terrorism from coverage in casualty and property insurance, or else require endorsements to provide coverage. (en)
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| - Asuransi terorisme adalah asuransi untuk melindungi harta benda dari kerusakan atau kerugian yang terjadi akibat aktivitas terorisme. Jenis asuransi ini dianggap sebagai produk yang sulit dirancang, karena sulitnya mempredikis peluang terjadinya serangan terorisme, dan besarnya potensi kerugian yang ditimbulkan. Misalnya, serangan 11 September pada tahun 2001 meruntuhkan gedung kembar World Trade Center yang merupakan sebuah pusat finansial. Kesulitan prediksi dan besarnya kerugian ini menyulitkan perusahaan asuransi untuk menetapkan premi yang sesuai. (in)
- Terrorism insurance is insurance purchased by property owners to cover their potential losses and liabilities that might occur due to terrorist activities. It is considered to be a difficult product for insurance companies, as the odds of terrorist attacks are very difficult to predict and the potential liability enormous. For example, the September 11, 2001 attacks resulted in an estimated $31.7 billion loss. This combination of uncertainty and potentially huge losses makes the setting of premiums a difficult matter. Most insurance companies therefore exclude terrorism from coverage in casualty and property insurance, or else require endorsements to provide coverage. (en)
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