Terri Arlene Dial (October 30, 1949 – February 28, 2012) was an American banker. She was the Vice Chairman of Wells Fargo from 1996 to 1998, the head of Lloyds' United Kingdom retail division from 2005 to 2008, and the leader of Citigroup's North American consumer banking business and global head of the company’s consumer strategy from 2008 to 2010.