About: Rent-to-own

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Rent-to-own, also known as rental purchase or rent-to-buy, is a type of legally documented transaction under which tangible property, such as furniture, consumer electronics, motor vehicles, home appliances, real property, and engagement rings, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during the agreement.

Attributes	Values
rdf:type	Thing
rdfs:label	Rent-to-own (en) Mietkauf (de) Affitto a riscatto (it) Аренда с последующим выкупом (ru) Hyrköp (sv)
rdfs:comment	Der Mietkauf ist ein Mietvertrag, bei welchem dem Mieter vom Vermieter das Recht eingeräumt wurde, innerhalb einer bestimmten Frist durch einseitige Erklärung die gemietete Sache käuflich zu erwerben. Verbraucherschützer warnen seit Jahren vor überhöhten Kosten und hohen Risiken beim Mietkauf. (de) L'acquisto a riscatto (o con formula o opzione di riscatto) è una tipologia di contratto che riserva a chi ha il godimento del bene la possibilità di utilizzare le quote di locazione quale anticipo corrisposto al proprietario, e di ottenere la proprietà del bene dopo un certo periodo alle condizioni predeterminate. (it) Rent-to-own, also known as rental purchase or rent-to-buy, is a type of legally documented transaction under which tangible property, such as furniture, consumer electronics, motor vehicles, home appliances, real property, and engagement rings, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during the agreement. (en) Аренда с последующим выкупом (англ. Rent-to-own, сокр. RTO) — оформляемая в виде договоров со смешанной формой или договоров аренды сделка, где арендодатель предоставляет арендатору право на покупку арендованного предмета. Отличается от лизинга двумя моментами: * при лизинге имущество, сдаваемое в аренду, специально покупается для него арендодателем, а при аренде с выкупом этого не является распространённым решением; * в лизинге участвует три лица, а для аренды с выкупом достаточно двух сторон. (ru)
foaf:depiction
dcterms:subject	Contract law Business terms Renting Residential real estate
Wikipage page ID	3743931 (xsd:integer)
Wikipage revision ID	1121091074 (xsd:integer)
Link from a Wikipage to another Wikipage	Puerto Rico Engagement ring Rent-A-Center Repossession Right of first refusal United Kingdom United States United States Department of Defense Down payment Payday loan Electronics Massachusetts Ownership Vehicle leasing Minnesota (band) Motor vehicles Consumer protection Continental Europe Alternative financial services Maine Closed-end leasing Federal law Furniture Market rate Contract law Brookings Institution Truth in Lending Act Wisconsin Credit Layaway Lease purchase contract Leasehold estate Business terms Yurop Federal Trade Commission Hire purchase Real estate Real property Guam Arkansas Renting Lease Residential real estate Home appliance District of Columbia New Jersey United States district court Moral responsibility Tangible property Installment credit United States Government Accountability Office Property owner Lessee Financial crisis of 2007–2010 Aaron Rents Consumer credit dbr:Association_of_Progressive_Rental_Organizations dbr:File:Lease_Purchase_Agreement.pdf
Link from a Wikipage to an external page	https://web.archive.org/web/20080708213611/http:/www.brookings.edu/reports/2006/07poverty_fellowes.aspx
sameAs	Rent-to-own Rent-to-own Rent-to-own Rent-to-own Rent-to-own Rent-to-own Rent-to-own Rent-to-own
dbp:wikiPageUsesTemplate	dbt:Authority_control dbt:Globalize dbt:Reflist dbt:Short_description dbt:When
thumbnail	wiki-commons:Special:FilePath/Rtoprocess.jpg?width=300
date	December 2021 (en)
reason	When did it begin? (en)
has abstract	Der Mietkauf ist ein Mietvertrag, bei welchem dem Mieter vom Vermieter das Recht eingeräumt wurde, innerhalb einer bestimmten Frist durch einseitige Erklärung die gemietete Sache käuflich zu erwerben. Verbraucherschützer warnen seit Jahren vor überhöhten Kosten und hohen Risiken beim Mietkauf. (de) Rent-to-own, also known as rental purchase or rent-to-buy, is a type of legally documented transaction under which tangible property, such as furniture, consumer electronics, motor vehicles, home appliances, real property, and engagement rings, is leased in exchange for a weekly or monthly payment, with the option to purchase at some point during the agreement. A rent-to-own transaction differs from a traditional lease, in that the lessee can purchase the leased item at any time during the agreement (in a traditional lease the lessee has no such right), and from a hire purchase/installment plan, in that the lessee can terminate the agreement by simply returning the property (in a hire purchase the buyer has a limited time, if any, to cancel the agreement). The usage of rent-to-own transactions began in the United Kingdom and Europe, and first appeared in the United States during the 1950s and 1960s. While rent-to-own terminology is most commonly associated with consumer goods transactions, the term is sometimes used in connection with real estate transactions. (en) L'acquisto a riscatto (o con formula o opzione di riscatto) è una tipologia di contratto che riserva a chi ha il godimento del bene la possibilità di utilizzare le quote di locazione quale anticipo corrisposto al proprietario, e di ottenere la proprietà del bene dopo un certo periodo alle condizioni predeterminate. (it) Аренда с последующим выкупом (англ. Rent-to-own, сокр. RTO) — оформляемая в виде договоров со смешанной формой или договоров аренды сделка, где арендодатель предоставляет арендатору право на покупку арендованного предмета. Отличается от лизинга двумя моментами: * при лизинге имущество, сдаваемое в аренду, специально покупается для него арендодателем, а при аренде с выкупом этого не является распространённым решением; * в лизинге участвует три лица, а для аренды с выкупом достаточно двух сторон. Как инструмент является механизмом альтернативного финансирования, который снижает потребности в оборотных средствах. Данный вид операций чаще всего связан с оборотом потребительских товаров, включая недвижимость, но иногда используется и для описания коммерческих операций с недвижимостью. (ru)
gold:hypernym	Type
prov:wasDerivedFrom	wikipedia-en:Rent-to-own?oldid=1121091074&ns=0
page length (characters) of wiki page	22201 (xsd:nonNegativeInteger)

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