An installment loan is a type of agreement or contract involving a loan that is repaid over time with a set number of scheduled payments; normally at least two payments are made towards the loan. The term of loan may be as little as a few months and as long as 30 years. A mortgage loan, for example, is a type of installment loan.
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| - Ratenkredit (de)
- Installment loan (en)
- Kredyt ratalny (pl)
- 分期贷款 (zh)
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| - Ratenkredit (englisch installment loan) ist im Bankwesen die umgangssprachliche Bezeichnung für einen Kredit, der in zeitlich genau festgelegten und betraglich gleichbleibend hohen Teilzahlungen zurückgezahlt wird. (de)
- Kredyt ratalny – kredyt konsumpcyjny spłacany zazwyczaj w okresie od 1 do 3 lat, przeznaczony na zakup towarów konsumpcyjnych, artykuły gospodarstwa domowego trwałego użytku czy pojazdy samochodowe. (pl)
- 分期贷款是指客戶在一定时间内多次（至少兩次）向金融机构貸款並要在期限內償還貸款。贷款期限可能短至几个月，长至30年。房地產抵押就是一种分期贷款。 (zh)
- An installment loan is a type of agreement or contract involving a loan that is repaid over time with a set number of scheduled payments; normally at least two payments are made towards the loan. The term of loan may be as little as a few months and as long as 30 years. A mortgage loan, for example, is a type of installment loan. (en)
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| - Ratenkredit (englisch installment loan) ist im Bankwesen die umgangssprachliche Bezeichnung für einen Kredit, der in zeitlich genau festgelegten und betraglich gleichbleibend hohen Teilzahlungen zurückgezahlt wird. (de)
- An installment loan is a type of agreement or contract involving a loan that is repaid over time with a set number of scheduled payments; normally at least two payments are made towards the loan. The term of loan may be as little as a few months and as long as 30 years. A mortgage loan, for example, is a type of installment loan. The term is most strongly associated with traditional consumer loans, originated and serviced locally, and repaid over time by regular payments of principal and interest. These “installment loans” are generally considered to be safe and affordable alternatives to payday and title loans, and to open ended credit such as credit cards. In 2007 the US Department of Defense exempted installment loans from legislation designed to prohibit predatory lending to service personnel and their families, acknowledging in its report the need to protect access to beneficial installment credit while closing down less safe forms of credit. (en)
- Kredyt ratalny – kredyt konsumpcyjny spłacany zazwyczaj w okresie od 1 do 3 lat, przeznaczony na zakup towarów konsumpcyjnych, artykuły gospodarstwa domowego trwałego użytku czy pojazdy samochodowe. (pl)
- 分期贷款是指客戶在一定时间内多次（至少兩次）向金融机构貸款並要在期限內償還貸款。贷款期限可能短至几个月，长至30年。房地產抵押就是一种分期贷款。 (zh)
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