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About: Garn–St. Germain Depository Institutions Act     Goto   Sponge   NotDistinct   Permalink

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Type: yago:WikicatSavingsAndLoanCrisisyago:Abstraction100002137yago:Act100030358yago:Action100037396yago:CivilLaw108453464yago:Collection107951464yago:Economy100192613yago:Event100029378yago:Group100031264yago:Law108441203yago:Legislation106535222yago:PsychologicalFeature100023100yago:YagoPermanentlyLocatedEntityBand New Facet based on Instances of this Class

The Garn–St Germain Depository Institutions Act of 1982 (Pub.L. 97–320, H.R. 6267, enacted October 15, 1982) is an Act of Congress that deregulated savings and loan associations and allowed banks to provide adjustable-rate mortgage loans. It is disputed whether the act was a mitigating or contributing factor in the savings and loan crisis of the late 1980s. Title VIII of the act, Alternative Mortgage Transactions, allowed banks to provide adjustable-rate mortgage loans.