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A demand draft (DD) is a negotiable instrument similar to a bill of exchange. A bank issues a demand draft to a client (drawer), directing another bank (drawee) or one of its own branches to pay a certain sum to the specified party (payee).

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  • Demand draft (en)
  • 送金小切手 (ja)
  • 票汇 (zh)
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  • 送金小切手（そうきんこぎって、Demand Draft(英)）は、小切手の一種で、金銭を遠隔地の受取人に送付したい者（送金人）が、現金に代えて受取人へ送付するための小切手である。当座預貯金の契約者が自らの小切手帳で振り出す小切手とは異なり、振出人は小切手法の適用される銀行等となる。 (ja)
  • 票汇（demand draft，D/D），贸易术语，是国际贸易的付款方式之一。 银行收汇款人申请，代其开立，支付一定金额给收款人。票汇与电汇、信汇的不同点在于，票汇由收款人持票登门取款，因而无须通知收款人取款。另外，其汇票经汇款人背书可以转让流通，这是电汇与信汇的收款人所无法做到的。 (zh)
  • A demand draft (DD) is a negotiable instrument similar to a bill of exchange. A bank issues a demand draft to a client (drawer), directing another bank (drawee) or one of its own branches to pay a certain sum to the specified party (payee). (en)
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  • A demand draft (DD) is a negotiable instrument similar to a bill of exchange. A bank issues a demand draft to a client (drawer), directing another bank (drawee) or one of its own branches to pay a certain sum to the specified party (payee). A demand draft can also be compared to a cheque. However, demand drafts are difficult to countermand. Demand drafts can only be made payable to a specified party, also known as pay-to-order. But, cheques can also be made payable to the bearer. Demand drafts are orders of payment by a bank to another bank, whereas cheques are orders of payment from an account holder to the bank. A Drawer has to visit the branch of the Bank and fill the DD form and pay the amount either by cash or any other mode, and Bank will issue DD[demand draft]. A Demand Draft has a validity of three months from the date of issuance of DD. For Example, Joining in College needs an admission fee and the college can collect the amount either by cash or DD. Most Colleges won't accept Cheques, here is the reason why. DD is safer than Cheque because the Drawee has to pay the amount before receiving DD from the hand of Bank while a cheque can be spurious as the drawee doesn't know whether the drawer's bank account is sufficient to pay that amount. The drawer need not be the Customer of the bank. DD bears stamp. (en)
  • 送金小切手（そうきんこぎって、Demand Draft(英)）は、小切手の一種で、金銭を遠隔地の受取人に送付したい者（送金人）が、現金に代えて受取人へ送付するための小切手である。当座預貯金の契約者が自らの小切手帳で振り出す小切手とは異なり、振出人は小切手法の適用される銀行等となる。 (ja)
  • 票汇（demand draft，D/D），贸易术语，是国际贸易的付款方式之一。 银行收汇款人申请，代其开立，支付一定金额给收款人。票汇与电汇、信汇的不同点在于，票汇由收款人持票登门取款，因而无须通知收款人取款。另外，其汇票经汇款人背书可以转让流通，这是电汇与信汇的收款人所无法做到的。 (zh)
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