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Buy now, pay later (BNPL) is a type of short-term financing that allows consumers to make purchases and pay for them at a future date. BNPL is generally structured like an installment plan money lending process that involves consumers, financiers, and merchants. Financiers pay merchants on behalf of the consumers when goods or services are purchased by the latter. These payments are later repaid by the consumers over time in equal installments. The number of installments and repayment period varies depending on the BNPL financiers.

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  • Buy now, pay later (en)
  • 後払い決済 (ja)
  • Köp nu, betala sen (sv)
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  • Buy now, pay later (BNPL) is a type of short-term financing that allows consumers to make purchases and pay for them at a future date. BNPL is generally structured like an installment plan money lending process that involves consumers, financiers, and merchants. Financiers pay merchants on behalf of the consumers when goods or services are purchased by the latter. These payments are later repaid by the consumers over time in equal installments. The number of installments and repayment period varies depending on the BNPL financiers. (en)
  • 後払い決済(あとばらいけっさい)とは、品物を先に受け取り、あとで代金を支払うことであり、決済手段の一つである。BNPL(英語: Buy Now Pay Later)・ポストペイ(英語: postpay)とも呼ばれる。 広義においてはクレジットカードなどのような販売信用をも含むが、一般的には通信販売やオンラインショップの決済を代行し、購入者が決済サービスを利用して店舗から商品を購入した後、決済業者から送られる請求書の代金を支払うことによって完了する一連の取引を指す。 国内に存在する後払い決済サービスは、決済後の支払い手段としてコンビニ払いや銀行振込などを提供している。 (ja)
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  • Buy now, pay later (BNPL) is a type of short-term financing that allows consumers to make purchases and pay for them at a future date. BNPL is generally structured like an installment plan money lending process that involves consumers, financiers, and merchants. Financiers pay merchants on behalf of the consumers when goods or services are purchased by the latter. These payments are later repaid by the consumers over time in equal installments. The number of installments and repayment period varies depending on the BNPL financiers. (en)
  • 後払い決済(あとばらいけっさい)とは、品物を先に受け取り、あとで代金を支払うことであり、決済手段の一つである。BNPL(英語: Buy Now Pay Later)・ポストペイ(英語: postpay)とも呼ばれる。 広義においてはクレジットカードなどのような販売信用をも含むが、一般的には通信販売やオンラインショップの決済を代行し、購入者が決済サービスを利用して店舗から商品を購入した後、決済業者から送られる請求書の代金を支払うことによって完了する一連の取引を指す。 国内に存在する後払い決済サービスは、決済後の支払い手段としてコンビニ払いや銀行振込などを提供している。 (ja)
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