The 2020 Louisville Cardinals football team represented the University of Louisville during the 2020 NCAA Division I FBS football season. This was the team's second season under head coach Scott Satterfield. The Cardinals played their home games at Cardinal Stadium, formerly known as Papa John's Cardinal Stadium, in Louisville, Kentucky, as a member of the Atlantic Coast Conference (ACC). After compiling a 4–7 regular season record (3–7 in ACC play), Satterfield advised in mid-December that "we aren’t in line for a bowl" after Louisville's director of athletics conferred with ACC officials.