The 2013 Belk Bowl was an American college football bowl game that was played on December 28, 2013, at Bank of America Stadium in Charlotte, North Carolina. It was one of the 2013–14 bowl games that concluded the 2013 FBS football season. The twelfth edition of the Belk Bowl, it featured the Cincinnati Bearcats of the American Athletic Conference against the North Carolina Tar Heels of the Atlantic Coast Conference. It began at 3:20 p.m. EST and aired on ESPN. The game was sponsored by the Belk department store company. North Carolina defeated Cincinnati by a score of 39–17.