The 2004 Scottish Challenge Cup Final, also known as the Bell's Cup Final for sponsorship reasons, was an association football match between Falkirk and Ross County on 7 November 2004 at McDiarmid Park in Perth. It was the 14th final of the Scottish Challenge Cup since it was first organised in 1990 to celebrate the centenary of the Scottish Football League. Falkirk emerged winners after defeating Ross County 2–1 with goals from Neil Scally and Darryl Duffy to win the tournament for a third time after winning the 1993 and 1997 finals.