The Southern Ontario tornado outbreak of 2005 was a series of thunderstorms on the afternoon of August 19, 2005, that spawned tornadoes damaging homes in the Conestoga Lake, Fergus, and Tavistock areas. A tornado was reported within the Toronto city limits, although this was never officially confirmed by the Meteorological Service of Canada. The storms morphed into heavy rain cells when reaching Toronto. The Insurance Bureau of Canada has estimated that insured losses were the highest in the province's history, exceeding 500 million Canadian dollars, two and a half times that of Ontario's losses during the 1998 ice storm and the second largest loss event in Canadian history until another event of torrential rain of July 8, 2013 (1 billion CAD).