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Title 11 of the United States Code sets forth the statutes governing the various types of relief for bankruptcy in the United States. Chapter 13 of the United States Bankruptcy Code provides an individual with the opportunity to propose a plan of reorganization to reorganize their financial affairs while under the bankruptcy court's protection. The purpose of chapter 13 is to enable an individual with a regular source of income to propose a chapter 13 plan that provides for their various classes of creditors. Under chapter 13, the Bankruptcy Court has the power to approve a chapter 13 plan without the approval of creditors as long as it meets the statutory requirements under chapter 13. Chapter 13 plans are usually three to five years in length and may not exceed five years. Chapter 13 is

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  • Chapter 13, Title 11, United States Code (en)
  • 連邦倒産法第13章 (ja)
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  • 連邦倒産法第13章（れんぽうとうさんほうだい13しょう）とは、アメリカ合衆国の個人が、連邦倒産裁判所の監督の下に、経済的再建を遂げる方法について規定する法律であり、その手続による法的処理そのものを指すこともある。連邦倒産法は、第13章の目的として、収入のある債務者が裁判所によって認可された計画を遂行することによって再建することを想定している。これに対して、第7章による救済は、多くの過酷な債務からの即効性のある完全な救済を提供するものである。 (ja)
  • Title 11 of the United States Code sets forth the statutes governing the various types of relief for bankruptcy in the United States. Chapter 13 of the United States Bankruptcy Code provides an individual with the opportunity to propose a plan of reorganization to reorganize their financial affairs while under the bankruptcy court's protection. The purpose of chapter 13 is to enable an individual with a regular source of income to propose a chapter 13 plan that provides for their various classes of creditors. Under chapter 13, the Bankruptcy Court has the power to approve a chapter 13 plan without the approval of creditors as long as it meets the statutory requirements under chapter 13. Chapter 13 plans are usually three to five years in length and may not exceed five years. Chapter 13 is (en)
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  • Title 11 of the United States Code sets forth the statutes governing the various types of relief for bankruptcy in the United States. Chapter 13 of the United States Bankruptcy Code provides an individual with the opportunity to propose a plan of reorganization to reorganize their financial affairs while under the bankruptcy court's protection. The purpose of chapter 13 is to enable an individual with a regular source of income to propose a chapter 13 plan that provides for their various classes of creditors. Under chapter 13, the Bankruptcy Court has the power to approve a chapter 13 plan without the approval of creditors as long as it meets the statutory requirements under chapter 13. Chapter 13 plans are usually three to five years in length and may not exceed five years. Chapter 13 is in contrast to the purpose of Chapter 7, which does not provide for a plan of reorganization, but provides for the discharge of certain debt and the liquidation of non-exempt property. A Chapter 13 plan may be looked at as a form of debt consolidation, but a Chapter 13 allows a person to achieve much more than simply consolidating his or her unsecured debt such as credit cards and personal loans. A chapter 13 plan may provide for the four general categories of debt: priority claims, secured claims, priority unsecured claims, and general unsecured claims. Chapter 13 plans are often used to cure arrearages on a mortgage, avoid "underwater" junior mortgages or other liens, pay back taxes over time, or partially repay general unsecured debt. In recent years, some bankruptcy courts have allowed Chapter 13 to be used as a platform to expedite a mortgage modification application. (en)
  • 連邦倒産法第13章（れんぽうとうさんほうだい13しょう）とは、アメリカ合衆国の個人が、連邦倒産裁判所の監督の下に、経済的再建を遂げる方法について規定する法律であり、その手続による法的処理そのものを指すこともある。連邦倒産法は、第13章の目的として、収入のある債務者が裁判所によって認可された計画を遂行することによって再建することを想定している。これに対して、第7章による救済は、多くの過酷な債務からの即効性のある完全な救済を提供するものである。 (ja)
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