Bell Bank is a privately owned interstate bank headquartered in Fargo, North Dakota, with assets of $11 billion Bell Bank, which employs more than 1,900 people (more than 560 in the Twin Cities region) has 20 full-service banking locations in North Dakota, Minnesota and Arizona, and mortgage locations in Arizona, Colorado, Florida, Kansas, Illinois, Minnesota, Missouri, New Mexico, North Dakota, Tennessee and Wisconsin. State Bankshares is Bell Bank's parent company.