The West One Bridging Index (WOBI) is a collection of data intended to measure the state of the UK bridging market. Bridging is in effect a short-term loan designed to help a borrower obtain immediate funding to begin a particular project. In most cases, this loan is repaid once a longer term financial solution is put in place. The UK bridging loan market is currently unregulated by the Financial Services Authority (FSA), and as a consequence the Government does not produce any official statistics on the bridging industry.
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