About: Self-funded health care

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Self-funded health care, also known as Administrative Services Only (ASO), is a self insurance arrangement in the United States whereby an employer provides health or disability benefits to employees using the company's own funds. This is different from fully insured plans where the employer contracts an insurance company to cover the employees and dependents.

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  • Self-funded health care, also known as Administrative Services Only (ASO), is a self insurance arrangement in the United States whereby an employer provides health or disability benefits to employees using the company's own funds. This is different from fully insured plans where the employer contracts an insurance company to cover the employees and dependents. In self-funded health care, the employer assumes the direct risk for payment of the claims for benefits. The terms of eligibility and covered benefits are set forth in a plan document which includes provisions similar to those found in a typical group health insurance policy. Unless exempted, such plans create rights and obligations under the Employee Retirement Income Security Act of 1974 ("ERISA"). (en)
  • 自籌資金醫療保險計劃（英語：Self-funded health care），也稱為“僅提供行政服務 ”（Administrative Services Only、ASO），此處所談的保險計劃由雇主自辦，由保險公司提供行政服務支援)，是在美國的一種安排，由雇主運用公司自有資金為僱員提供醫療保險或失能保險的員工福利。這與雇主找保險公司，簽訂合約，為僱員和僱員家屬提供全額的醫療保險計劃不同。 在這種醫療保險，雇主直接承擔受保者理賠的風險。保險文件中對於受保人的資格和承保福利均有詳細記載，與典型團體醫療保險單中的條款類似。這種保險計劃中的權利和義務主要是根據《》（ERISA）所訂立。 (zh)
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  • 自籌資金醫療保險計劃（英語：Self-funded health care），也稱為“僅提供行政服務 ”（Administrative Services Only、ASO），此處所談的保險計劃由雇主自辦，由保險公司提供行政服務支援)，是在美國的一種安排，由雇主運用公司自有資金為僱員提供醫療保險或失能保險的員工福利。這與雇主找保險公司，簽訂合約，為僱員和僱員家屬提供全額的醫療保險計劃不同。 在這種醫療保險，雇主直接承擔受保者理賠的風險。保險文件中對於受保人的資格和承保福利均有詳細記載，與典型團體醫療保險單中的條款類似。這種保險計劃中的權利和義務主要是根據《》（ERISA）所訂立。 (zh)
  • Self-funded health care, also known as Administrative Services Only (ASO), is a self insurance arrangement in the United States whereby an employer provides health or disability benefits to employees using the company's own funds. This is different from fully insured plans where the employer contracts an insurance company to cover the employees and dependents. (en)
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  • Self-funded health care (en)
  • 自籌資金醫療保險計畫 (zh)
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