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- The Office of Thrift Supervision (OTS) was a United States federal agency under the Department of the Treasury that chartered, supervised, and regulated all federally chartered and state-chartered savings banks and savings and loans associations. It was created in 1989 as a renamed version of the Federal Home Loan Bank Board, another federal agency (that was faulted for its role in the savings and loan crisis). Like other U.S. federal bank regulators, it was paid by the banks it regulated. The OTS was initially seen as an aggressive regulator, but was later lax. Declining revenues and staff led the OTS to market itself to companies as a lax regulator in order to get revenue. The OTS also expanded its oversight to companies that were not banks. Some of the companies that failed under OTS supervision during the financial crisis of 2007–2010 include American International Group (AIG), Washington Mutual, and IndyMac. The OTS was implicated in a backdating scandal regarding the balance sheet of IndyMac. Reform proposals from Henry Paulson, President Barack Obama, and the U.S. Congress proposed to merge the OTS with the Office of the Comptroller of the Currency. Section 312 of the Dodd-Frank Wall Street Reform and Consumer Protection Act mandated merger of OTS with the Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board of Governors, and the Consumer Financial Protection Bureau (CFPB) as of 21 July 2011. The OTS ceased to exist on 19 October 2011. (en)
- L'Office of Thrift Supervision (OTS) è una agenzia del governo federale degli Stati Uniti all'interno del Ministero del Tesoro per la vigilanza sulla solvibilità delle casse di risparmio americane (note con il nome di savings and loan associations oppure thrift). Altre agenzie con compiti simili all'OTS che collaborano reciprocamente in materia di vigilanza bancaria e finanziaria sono: Federal Reserve System; Federal Deposit Insurance Corporation; Office of the Comptroller of the Currency; National Credit Union Administration. Il Federal Financial Institutions Examination Council (FFIEC) garantisce il coordinamento tra le varie agenzie di vigilanza bancaria e l'applicazione uniforme dei principi di sorveglianza sul sistema bancario e finanziario. (it)
- 儲蓄機構管理局（Office of Thrift Supervision，缩写：OTS）是屬於美國財政部的一個政府機構，也是（federal savings associations, 有時也稱federal thrifts）的主要管理者。聯邦儲蓄機構包括眾多的聯邦儲蓄銀行和聯邦儲蓄與借款機構。OTS也負責管理儲蓄與借款控股公司（savings and loan holding companies, SLHCs）和一些州特許機構。 美國國會於1989年8月9日通過（Financial Institutions Reform, Recovery and Enforcement Act of 1989），同時也創立OTS做為財政部下的一個機構。OTS不由國會撥款來維持運作，而由它所管理機構的估值來支付年度預算。 OTS是一獨特的聯邦金融管理機構，原因於它不只管理儲蓄機構，也管理控股公司。這使得OTS得以全面管理著名的金融公司，如奇異公司、美國國際集團公司、、美國運通、摩根史坦利、和美林證券。OTS對奇異和美國國際集團的管理被歐盟視為等同歐盟管理機構，讓這兩家公司的歐盟內金融業務無須接受歐盟機構的管理。 OTS在亞特蘭大、達拉斯、澤西市、舊金山、芝加哥設有分支辦公室。 其他類似的管理機構有（Office of the Comptroller of the Currency）、聯邦存款保險公司、聯邦储備理事會（Federal Reserve）、和（National Credit Union Administration）。 (zh)
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- Office of Thrift Supervision (en)
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- John E. Bowman, Acting Director (en)
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- The Office of Thrift Supervision (OTS) was a United States federal agency under the Department of the Treasury that chartered, supervised, and regulated all federally chartered and state-chartered savings banks and savings and loans associations. It was created in 1989 as a renamed version of the Federal Home Loan Bank Board, another federal agency (that was faulted for its role in the savings and loan crisis). Like other U.S. federal bank regulators, it was paid by the banks it regulated. The OTS was initially seen as an aggressive regulator, but was later lax. Declining revenues and staff led the OTS to market itself to companies as a lax regulator in order to get revenue. (en)
- L'Office of Thrift Supervision (OTS) è una agenzia del governo federale degli Stati Uniti all'interno del Ministero del Tesoro per la vigilanza sulla solvibilità delle casse di risparmio americane (note con il nome di savings and loan associations oppure thrift). (it)
- 儲蓄機構管理局（Office of Thrift Supervision，缩写：OTS）是屬於美國財政部的一個政府機構，也是（federal savings associations, 有時也稱federal thrifts）的主要管理者。聯邦儲蓄機構包括眾多的聯邦儲蓄銀行和聯邦儲蓄與借款機構。OTS也負責管理儲蓄與借款控股公司（savings and loan holding companies, SLHCs）和一些州特許機構。 美國國會於1989年8月9日通過（Financial Institutions Reform, Recovery and Enforcement Act of 1989），同時也創立OTS做為財政部下的一個機構。OTS不由國會撥款來維持運作，而由它所管理機構的估值來支付年度預算。 OTS是一獨特的聯邦金融管理機構，原因於它不只管理儲蓄機構，也管理控股公司。這使得OTS得以全面管理著名的金融公司，如奇異公司、美國國際集團公司、、美國運通、摩根史坦利、和美林證券。OTS對奇異和美國國際集團的管理被歐盟視為等同歐盟管理機構，讓這兩家公司的歐盟內金融業務無須接受歐盟機構的管理。 OTS在亞特蘭大、達拉斯、澤西市、舊金山、芝加哥設有分支辦公室。 (zh)
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- Office of Thrift Supervision (it)
- Office of Thrift Supervision (en)
- 儲蓄機構管理局 (zh)
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