Lenddo (subsequently LenddoEFL) was a Singapore-based software-as-a-service company which used non-traditional data comprising social media and smartphone records in order to ascertain customers' financial stability. Its vision was “to improve financial inclusion for at least a billion people" in developing countries around the world. In October 2013, Lenddo had over 350,000 members globally. In October 2017, Lenddo merged with company Entrepreneurial Finance Lab (EFL), and was subsequently named, LenddoEFL
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