A mortgage broker acts as an intermediary who sells mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. However as markets for mortgages have become more competitive, the role of the mortgage broker has become more popular. Today in most developed mortgage markets mortgage brokers are the largest sellers of mortgage products for lenders.

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  • A mortgage broker acts as an intermediary who sells mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. However as markets for mortgages have become more competitive, the role of the mortgage broker has become more popular. Today in most developed mortgage markets mortgage brokers are the largest sellers of mortgage products for lenders. The majority of mortgage brokers are regulated to ensure compliance with banking and or finance laws in the jurisdiction of the consumer; however, the extent of the regulation depends on the jurisdiction. Only one state within the U.S. has no laws that govern mortgage lending.
  • Кредитный брокер — участник финансового рынка, который выступает посредником между банками и заемщиками в процессе осуществления операций кредитования физических и юридических лиц. В процессе работы кредитные брокеры взаимодействуют со многими финансовыми структурами и компаниями: банками, страховыми, оценочными компаниями, агентствами недвижимости, автосалонами и др. В комплекс услуг, предоставляемых кредитными брокерами входит: подбор оптимальной схемы кредитования, полное сопровождение проектов клиентов, переговоры с кредиторами. На основе индивидуальных договоренностей с банками и финансовыми стурктурами, брокеры могут предложить своим клиентам наиболее выгодные условия по ставкам ниже банковских. Прибыль брокеров формируется за счет процентов от кредитных сделок.
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  • December 2007
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  • A mortgage broker acts as an intermediary who sells mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. However as markets for mortgages have become more competitive, the role of the mortgage broker has become more popular. Today in most developed mortgage markets mortgage brokers are the largest sellers of mortgage products for lenders.
  • Кредитный брокер — участник финансового рынка, который выступает посредником между банками и заемщиками в процессе осуществления операций кредитования физических и юридических лиц.
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  • Mortgage broker
  • Кредитный брокер
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