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- Manufactured housing (also known as prefabricated housing) is a type of housing unit that is largely assembled in factories and then transported to sites of use. In the United States, the term manufactured housing specifically refers to a house built entirely in a protected environment under a federal code set by the US Department of Housing and Urban Development (HUD). The term mobile home describes factory-built homes produced prior to the 1976 HUD Code enactment. The original focus of this form of housing was its mobility. Units were initially marketed primarily to people whose lifestyle required mobility. However, beginning in the 1950s, these homes began to be marketed primarily as an inexpensive form of housing designed to be set up and left in a location for long periods of time, or even permanently installed with a masonry foundation. Previously, units had been eight feet or less in width, but in 1956, the 10-foot (3.0 m) wide home was introduced. This helped solidify the line between mobile and house/travel trailers, since the smaller units could be moved simply with an automobile, but the larger, wider units required the services of a professional trucking company. In the 1960s and '70s, the homes became even longer and wider, making the mobility of the units more difficult. Today, when a factory-built home is moved to a location, it is usually kept there permanently. The mobility of the units has considerably decreased. The factory-built homes of the past developed a negative stereotype because of their lower cost and the tendency for their value to depreciate more quickly than site-built homes. The tendency of these homes to rapidly depreciate in resale value made using them as collateral for loans far riskier than traditional home loans. Loan terms were usually limited to less than the 30-year term typical of the general home-loan market, and interest rates were considerably higher. In other words, these home loans resembled motor vehicle loans far more than traditional home mortgages. They have been consistently linked to lower-income families, which has led to prejudice and zoning restrictions, which include limitations on the number and density of homes permitted on any given site, minimum size requirements, limitations on exterior colors and finishes, and foundation mandates. Many jurisdictions do not allow the placement of any additional factory-built homes, while others have strongly limited or forbidden all single-wide models, which tend to depreciate in value more rapidly than modern double-wide models. The derogatory concept of a "trailer park" is typically older single-wide homes occupying small, rented lots and remaining on wheels, even if the home stays in place for decades. Modern homes, especially modular homes, belie this image and can be identical in appearance to site-built homes. Newer homes, particularly double-wides, tend to be built to much higher standards than their predecessors. This has led to a reduction in the rate of value depreciation of many used units. Although great strides have been made in terms of quality, manufactured homes do still struggle with construction problems. Author Wes Johnson has pointed out that the HUD code which governs manufactured homes desperately needs to be updated, quality control at manufacturing facilities are often lax, and set-up issues often compromise even a well-made manufactured home. The Manufactured Home Buyer's Handbook points out that four out of five new manufactured home owners find at least one major problem with their new home, and most are unable to arrange for satisfactory repairs under their warranty. These continuing quality issues mean that even the newest manufactured units will probably face some issues with both stigma and excess depreciation. Johnson states buyers need to be exceptionally cautious if they are entertaining the idea of purchasing any manufactured home by carefully checking it for defects before signing the contract and supervising the set-up process closely. Both types of homes - manufactured and modular - are commonly referred to as factory built housing, but they are not identical. Modular homes are transported on flatbed trucks rather than being towed, and lack axles and an automotive-type frame. However, some modular houses are towed behind a semi-truck on a frame similar to that of a trailer. The house is usually in two pieces and is hauled by two separate trucks. Each frame has five or more axles, depending on the size of the house. Once the house has reached its location, the axles and the tongue of the frame are then removed, and the house is set on a concrete foundation by a large crane. Most modern modular homes, once fully assembled, are indistinguishable from site-built homes. Their roofs are usually transported as separate units, eradicating the telltale roof line of the factory built home. Image:Manufactured Home Bulk Material Stored In Doors Ready For Production. jpg|Bulk Material Storage Image:Pine Grove Homes Home Is Built From The Frame Up. jpg|Construction Starts With The Frame Image:Pine Grove Homes Interior Side Walls Are Attached. jpg|Interior Wall Assemblies Are Attached Image:Manufactured Home Side walls are built and attached. jpg|Exterior Wall Assembies Are Set In Place Image:Manufactured Home Roof Is Built And Lifted In Place. jpg|Roof Assembly Is Set Atop Home Image:Pine Grove Homes Ready For Drywall. jpg|Drywall Completed Image:Manufactured Home Ready For Shippment To Your Site. jpg|Home Is Ready For Delivery To Site
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