Financial literacy is the ability to understand finance. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Japan, the United States and the UK. The Organization for Economic Co-operation and Development started an inter-governmental project in 2003 with the objective of providing ways to improve financial education and literacy standards through the development of common financial literacy principles.

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  • Financial literacy is the ability to understand finance. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Japan, the United States and the UK. The Organization for Economic Co-operation and Development started an inter-governmental project in 2003 with the objective of providing ways to improve financial education and literacy standards through the development of common financial literacy principles. In March 2008, the OECD launched the International Gateway for Financial Education, which serves as a clearinghouse for financial education programs, information and research worldwide. In the UK, the alternative term “financial capability” is normally used: the Financial Services Authority (FSA) in the UK started a national strategy on financial capability in 2003. The US Government also established its Financial Literacy and Education Commission in 2003.
  • Selon une définition du Conseil de l’OCDE de juin 2005, l’éducation financière est le processus par lequel des consommateurs et/ou investisseurs : améliorent leur connaissance des produits, concepts et risques financiers acquièrent au moyen d'une information, d'un enseignement ou d'un conseil objectif, les compétences et la confiance nécessaires pour : devenir plus sensibles aux risques et opportunités en matière financière faire des choix raisonnés, en toute connaissance de cause savoir où trouver une assistance financière prendre d'autres initiatives efficaces pour améliorer leur bien-être financier Une conception plus large étend l’éducation financière à l’ensemble de la population et non pas aux seuls consommateurs/investisseurs. Elle inclut une dimension culturelle et moins pragmatique, à savoir la compréhension par chacun du monde économique et financier dans lequel il vit. Cette définition est notamment utilisée en France par l’Institut pour l’Education Financière du Public. Elle entend dépasser le caractère utilitariste de la définition anglo-saxonne, aujourd’hui retenue par l’OCDE.
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  • Financial literacy is the ability to understand finance. Raising interest in personal finance is now a focus of state-run programs in countries including Australia, Japan, the United States and the UK. The Organization for Economic Co-operation and Development started an inter-governmental project in 2003 with the objective of providing ways to improve financial education and literacy standards through the development of common financial literacy principles.
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  • Financial literacy
  • Education financière
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