The 1996 UCF Golden Knights football season was the eighteenth season for the team and Gene McDowell's twelfth as the head coach of the Golden Knights. McDowell's 1996 team compiled a 5–6 overall record. The season marked UCF's first as a member of Division I-A, officially joining on September 1, 1996. At that time, the Knights became the first football program to play in four different NCAA divisions (III, II, I-AA and I-A).